The Rc auto insurance online are often cheaper than those stipulated in the agency, but companies are not always regular. Some websites they promote Motor TPL policies they sometimes hide scams.
The complaintIvass, the institute for insurance supervision. The distribution of insurance policies through the websites www.acam-broker.com; www.assicuraconnoi.com; www.assicurarca.com; www.assiparma.com; www.facileassicura.oneminutesite.it; www.manzoni-assicurazioni.com; www.valentiniassicura.com was found to be irregular. Policies received from customers are false and related vehicles are not insured.
The advice of IVASS to avoid online scams
In this regard, Ivass recommends taking appropriate precautions when evaluating insurance offers via the internet or by telephone (also via WhatsApp), especially if they are temporary. In particular, the IVASS advises consumers to check, before paying the premium, that the estimates and contracts refer to regularly authorized companies and intermediaries and to consult the website www.ivass.it: the lists of Italian and foreign companies admitted to operate in Italy (general lists and specific lists for Italian and foreign motor liability insurance), the single register of insurance intermediaries (Rui) and the list of intermediaries in the European Union; the list of notices relating to counterfeiting cases, unauthorized companies and websites that do not comply with the rules on intermediation.
In particular, Ivass underlines that the payments of the premiums made in favor of rechargeable or prepaid credit cards are irregular and that the payments made in favor of people or companies, not registered in the above lists, are also irregular. Consumers can request clarifications and information from the Consumer Contact Center of IVASS at the toll-free number 800-486661 from Monday to Friday h.
8.30 – 14.30.
How to recognize a reliable site
I Internet sites o the Facebook profiles (or other social networks) of the Italian intermediaries who carry out online activities must always indicate: the identification data of the intermediary; the address of the headquarters, the telephone number, the fax number and the certified e-mail address; the number and date of registration in the Single Register of insurance and reinsurance intermediaries as well as the indication that the intermediary is subject to control by IVASS. Websites or Facebook profiles (or other social networks) that do not contain the above information do not comply with the regulations on insurance brokerage and expose the consumer to the risk of taking out counterfeit policies.
For intermediaries of the European Economic Area (See) authorized to operate in Italy, the website must include, in addition to the identification data, the registration number in the Register of the Member State of origin, the e-mail address, the indication of the any secondary office and the declaration of authorization to carry out the activity in Italy with the indication of the Supervisory Authority of the home Member State.
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