Car Insurance
Car liability insurance may not compensate you if you do not pay attention to this very important clause, a fatal mistake.
Never like this year have we realized how much the climate is literally changing and extreme weather events are no longer isolated cases, as well as very different probabilities. The problem of these events is not only linked to our planet which is giving us clear signs of advanced climate change.
But it is teaching us that we cannot take anything for granted, even in protecting our loved ones and our possessions, in this case we will focus on what can happen to our means of transport during these natural disasters that risk totally destroying our cars.
Although every car is required to have car liability insurance, which covers the motorist from possible accidents and damages, in too many cases people decide not to add anything else to save a few hundred euros, with the risk of atmospheric agents such as hail, floods and wind can cause even more serious damage.
Unfortunately we are no longer talking about those very rare unfortunate coincidences, but the fall of trees due to tornadoes in recent months have created a lot of inconvenience and many motorists have had to say goodbye to their cars despite having insurance against damage caused by atmospheric agents. Many others, however, found themselves having to shell out a lot of money to have their bodywork repaired after a heavy hailstorm.
How to properly protect your vehicle
Although until a few years ago it might have seemed like a simple addition to add some items to your insurance, now they become totally necessary but still many they don’t know exactly how to protect themselves correctly even though they think they have everything included and this can be very expensive.
Some motorists have found themselves convinced that they had the correct insurance coverage when they took their car to the body shop and once there they received the terrible news that they didn’t have the right insurance and therefore the cost of the repairs was entirely their responsibility. So, to avoid this nasty surprise it is best to follow some basic steps.
Car Insurance
The insurance must be filled out correctly
Don’t panic, the procedure for having total vehicle coverage against atmospheric agents is simpler than you think, the first thing to do is contact your insurance company and ask for some simulation of how much it would cost you the annual premium by adding weathering. Once this data has been obtained, it is essential to compare multiple offers.
Above all because not all insurances have the same coverage with the same cost, therefore the second important step is to meticulously check what is included in the plan you have chosen. Some, for example, only partially cover damage, others have a maximum limit dedicated to repairs. Underestimating the clauses is the real big mistake that many people make. Some not only cover damages but provide the option to resell the vehicle. In view of difficult years with the weather it is better to stay as protected as possible.
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2023-09-27 19:31:13
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