In 2020, about 70 thousand new cases of cancer were detected in Peru.
- On average, breast cancer treatment can cost between S / 11,000 and S / 540,000, depending on the evolution and stage of the disease.
- A private cancer insurance can cost from 30 soles per month depending on the coverage chosen, the age of the insured and their habits.
Lima, February 4, 2021.- Today the Day of the Fight Against Cancer is commemorated worldwide, a date to keep in mind the importance of prevention in our health. According to the Global Cancer Observatory, in 2020 about 69,849 new cases of this disease were detected in the country, the most frequent being prostate (8,700), breast (6,860) and stomach (6,300) cancer.
This disease, which does not distinguish age or sex, can be prevented and if it is detected in time the chances of overcoming it are higher, so as a society we must have the habit of going to a health check-up at least once a year.
Cancer, in addition to imposing emotional stress on families, also implies a strong financial outlay for their treatment, so much so that a treatment for breast cancer – one of the three main types of cancer that occurs in the country – ranges from S / 11,000 and S / 540,000, depending on the evolution or stage of the disease.
Eduardo Chávez de Piérola, legal manager of the Peruvian Association of Insurance Companies – APESEG, pointed out that “every year there are more cases of cancer, so much so that the number of people who are coping with this disease worldwide amounted to more than 19 million in the world in 2020 ”.
The union representative added that, depending on the severity of the case, the amounts for cancer treatment are undoubtedly inaccessible for a large percentage of the population, which is why the importance of having an Oncology Insurance that allows preventive examinations and detection disease, timely access to treatment with significant probabilities of overcoming this disease.
TYPES OF ONCOLOGICAL INSURANCE
- With medical coverage: This mainly covers surgeries, exams, chemotherapies, radiotherapies, biological therapy, medicine and hospital expenses. With this insurance, you can attend clinics affiliated with your policy’s health plan. In addition, if the policy includes the reimbursement benefit, you can take care of yourself and then request the reimbursement of the expenses made up to the limit of the insured sum, for which, it is important that you carefully read the conditions of your policy.
- Indemnification: This type of cancer insurance compensates you with the amount contemplated in the insurance policy once the cancer is diagnosed with the pathologist’s report. Cancer treatment is not included in this type of cancer insurance.
HOW MUCH CAN ONCOLOGY INSURANCE COST?
A private cancer insurance can cost from 30 soles per month depending on the coverage chosen, the age of the insured, their habits (such as being a smoker or not). Today there are several options that can give you the peace of mind of knowing that in the event of an adverse diagnosis you will be protected. It is recommended before choosing insurance, review all the options offered by insurance companies, find out well about the benefits offered by each of them and choose the one that is most convenient for you.
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