Save with the help of a seasonal license plate
Since the majority of Germans do not ride a motorcycle in the winter months, it can make sense to think about a seasonal license plate. Such a license plate can be requested if the insurance tariff runs for at least two and a maximum of eleven months. This can save unnecessary insurance premiums in the winter months.
Minimize road traffic risks
If you want to go for a jaunt with your motorcycle, you need insurance, as a motorcycle cannot be registered without this policy. Motor vehicle liability insurance (https://www.clark.de/kfz-versicherung/kfz-haftpflichtversicherung/) is the compulsory insurance among motorcycle insurances. The approval is finally proven with the so-called EVB number (https://www.clark.de/kfz-versicherung/evb-nummer/).
A motor vehicle liability insurance protects against claims for damages from third parties. If people are injured and / or another vehicle is damaged in the event of an accident, you do not have to pay for the damage yourself. Instead, insurance takes over. “In many cases, this protection is not only necessary, it is even mandatory according to §1 PflVG, because if another property is also affected by the accident, the perpetrator can face high costs – for example if a traffic light or guardrail is damaged. “, says Dr. Marco Adelt, COO and co-founder of CLARK.
“However, the motor vehicle liability insurance only pays those damages that are caused to other people with the own vehicle”, Adelt continues. A comprehensive insurance (https://www.clark.de/kfz-versicherung/teilkasko-vollkasko/), on the other hand, also pays for the repair of your own vehicle, even after a self-inflicted accident. This insurance also pays if your vehicle is damaged, destroyed or stolen. A distinction is made between two forms of comprehensive insurance: partial comprehensive insurance (https://www.clark.de/kfz-versicherung/teilkasko/) and fully comprehensive insurance (https://www.clark.de/kfz-versicherung/vollkasko/). A fully comprehensive insurance protects you from financial loss, for example in the form of total write-offs. This is particularly useful if you are dependent on your own vehicle or do not have the financial means to buy a new vehicle at any time. “However, everyone should always seek independent advice, because which insurance really suits their own needs should always be assessed individually,” concluded Adelt.
[1] https://www.evb-nummer.com/zeitraum-der-motorradsaison/
Press contact:
CLARK Press
Moritz Widell
[email protected]
Original content by: CLARK, transmitted by news aktuell
Original message: https://www.presseportal.de/pm/139186/4918478
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