The offer of mortgage credit is adjusted to the demand and need of the clients, so since July 2020 Santander launched the Hipoteca Free market, a product free of commissions and costs related to the contracting of this type of credit.
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By Real Estate Market & Lifestyle
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Details
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Category: Credit
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That is, it does not have commissions, it does not pay an appraisal of the property, nor insurance, so through this product the client will only cover notary expenses and good compliance is also rewarded.
Antonio Artigues, executive director of Banca Particulares de Santander indicates that Hipoteca Free has two rates, you start by paying 9.65%, but if it is paid correctly it can go down to 8.65% due to good compliance.
He added that one characteristic is that the Total Annual Cost (CAT) of the two products offered by Santander (Hipoteca Plus and Hipoteca Free), are the lowest in the market.
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