What documents from your legal protection insurance do you need from the lawyer if you actually get into a legal dispute or you have been deprived of your rights and now have to go to court?
If you have already read the last posts in our series on the subject of legal protection insurance, you should now know what it actually does, when such insurance makes sense for you personally, how the whole issue of reimbursement and waiting time commitments works and how ARBs work .
If you really don’t know how all these things work, you can do that now and come back later.
For all other viewers, we are now discussing the emergency: What documents do you need if going to a lawyer is unavoidable?
In general, it is a good idea to take all the documents that are in any way relevant to your case with you to the lawyer. This includes:
- All copies of documents relating to the dispute, such as contracts, invoices, letters of complaint, reminders, court orders or similar
- But also documents that relate to your financial situation, such as payslips, tax assessments or employment contracts
- Or copies of documents that are important to the matter, such as expert opinions, witness statements or photos.
- Due to strict money laundering regulations, it is usually necessary to bring your identity card with you when you speak to your lawyer.
However, there are also documents that are relevant for checking your insurance status, such as the legal protection insurance policy and any letters from the insurance company. In any case, if you have already spoken to your insurance company and you have been promised cost coverage.
As a rule, it is not necessary for you to obtain approval from your legal expenses insurance before you consult a lawyer. As a rule, you can simply go to a lawyer of your choice and explain your concerns to him or her. Here at GÖDDECKE RECHTSANWÄLTE, too, anyone can contact us directly and describe their concerns. After you have contacted us, the lawyer will check whether he or she can help you further in the relevant area of law and whether your case is suitable for legal protection insurance.
However, there are cases in which it can make sense to obtain approval from the legal expenses insurance company in advance. This can be the case, for example, if the amount in dispute is particularly high, if a high level of resistance from the other party is to be expected, or if the matter is particularly complex. In such cases, it makes sense to get a commitment in advance to ensure that the lawyer can actually work for you with the blessing of the insurance company. Of course, a process can also be accelerated if you have already obtained all the necessary commitments and documents from the insurance company.
It is therefore advisable to check the terms of your legal protection insurance before going to a lawyer to ensure that you have the necessary insurance cover and whether there are any specific requirements that must be met before the lawyer can act. If you are unsure, you can also contact your legal expenses insurance company and get advice from them.
But what if the insurance company causes problems and doesn’t want to make a commitment for your case? Well, then you can of course contact your lawyer. After all, a refusal of a contractually promised service is again a case for the lawyer. In this case, there is the possibility that the insurance company will demand a final decision – even if our experience with this has been rather negative. Another option is to convince the legal protection insurance with the help of a judge. We link you to a detailed video on this here.
For us, the following always applies: Your money – your rights. So if you see your property or rights threatened, contact us! We will certainly help you to get your rights!
Yours, Hartmut Göddecke.
