Poste Italiane provides a way to put aside your savings to make them bear fruit. But how much do they yield?
I good fruiting Of Job Italian have returned to the market and seem to be of great interest to Italian citizens and users, who have always been very attentive to savings systems. Especially in times of uncertainty and fear for the future, being able to make a nest egg can become decisive for new generations. In the past they have reserved great surprises for those who have saved and then find themselves a small safe to draw from after a few years of waiting and some sacrifices. And the fruits were often enjoyed by children and grandchildren. Now Job Italian has made available a new tool which is likely to entice many customers and which represents a novelty compared to previous tools.
Interest-bearing bonds, here’s how it works
The effectiveness of postal vouchers is guaranteed State. They are issued by the Cassa Depositi e Prestiti. They are subscribed and reimbursed with a subsidized fee of 12.50 per cent. Interest-bearing bonds can be made out to minors aged up to at 16 years old. In digital form, a subscription can be made in the small and good savings plan project or by parents. They can be subscribed in post offices but also in separate form. Clearly, a responsibility of the parent / guardian is necessary in order to use the booklet of the minor child.
Interest-bearing bonds for minors: how much they yield
When dealing with times of this type, one must necessarily work with a calculator in hand. In fact, gross annual interest is 0.5 per cent for the first three years, while it rises to 0.75 per cent after 4 years. The numbers are rising again: 1 per cent after five years, 1.25 per cent after six and 7 years. And then: 1.50 after eight, nine, ten and eleven years. Two percent for 12th, 13th, 14th and 15th years. The string of numbers ends with rates at 2.50 per cent after the 16th, 17th and 18th years.
It can happen that you get a early repayment. In this case, an interest rate of 0.50 per cent gross will be established for each year.
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