Podemos proposes to double tax on banks and create a Social Responsibility Fund.

Threat fulfilled. We can has entered fully into the start of the 28M electoral campaign that begins today with the presentation in Congress of a bill to double the temporary tax on banks, which would go from a current tax of 4.8% to 9.6%. The initiative also includes the creation of a Social Responsibility Fund, the purpose of which would be to support vulnerable households in their mortgage payments and which would be nourished by half of the collection obtained with the tax increase. His intention is that the installment of his mortgage loans can be reduced by up to half, calculated as the difference between the installment corresponding to the last review and the amount that it had in February 2022.

Likewise, the purple formation poses implement the same aid for commercial premises or offices Affected to economic activity, when they are owned by SMEs or self-employed persons that do not have more than three properties of this type, have presented losses in the last year and maintain debts with creditors according to the specified parameters.

Podemos has justified in its statement of reasons for presenting this proposal that the temporary tax approved so far “has not brought less benefits” for the sector. Rather, “on the contrary”, taking into account the context of interest rate hikes by the European Central Bank, while mortgaged households find it “increasingly difficult” to pay their mortgage, they have justified in the parliamentary text .

“Mortgaged households find it increasingly difficult to meet mortgage payments”, includes the explanatory statement of the bill, to highlight that an “idea of ​​the magnitude of the problem” is that the average amount of mortgages has risen by an average of 300 euros per month “in just a year and a half”, a 56% more. Therefore, he considers it evident that this increase “puts significant stress on the family economy of millions of households and is possibly impossible to face in the case of the most vulnerable households.”

In this way, the “threat” launched by the Minister of Social Rights and the 2030 Agenda, Ione Belarra, is fulfilled, who in a pre-campaign act for the municipal elections held in Galicia opined that the central government had “fallen short” with this benefit, which It mainly affects the big banks, and he affirmed that his party would ask to raise it. We can also sued limit to 0.1% the differential of variable mortgages of less than 300,000 euros for at least a year, as already proposed in September 2022.