Peru holds the title of being the most entrepreneurial country in the world, according to the General Entrepreneurship Monitor (GEM), the number of entrepreneurship among the Economically Active Population (EAP) is 40.20%, the highest in the world.
The microfinance industry has been the fundamental axis in helping to close the financing gaps for micro businesses, which is why Caja Huancayo has the “Micro Micro” credit with the motto “A small loan to make your business big”, this credit is aimed to two types of clients:
Microentrepreneurs who have minimal productive assets.
People who want to start a new business and have the necessary experience for this purpose.
In both cases, working capital or fixed assets can be financed.
This type of credit is aimed at microentrepreneurs who need financing from S/200.00 to S/ 10,000.00, with payment terms of up to 24 installments with a one-month grace period to begin payment of the first installment. For entrepreneurship cases we can help you. lend up to S/ 1,500.00 for a maximum term of 12 installments.
In the last 5 years, with the “Micro Micro” loan, Caja Huancayo has financed more than 300,000 microentrepreneurs throughout the country with a disbursed amount of S/778,410,510.10, thus fulfilling its objective of adding to financial inclusion.
The application for the “Micro Micro” credit can be done in person at any agency nationwide; The requirements to access a loan of this type are: prove home stability, a copy of the DNI of the credit participants, receipt of services and in cases of entrepreneurship the applicant must support their income for 06 months of continuous income and/or savings and Attach your business plan.
For more information, you can visit any Caja Huancayo agency, visit the website or contact the financial institution’s corporate WhatsApp at 992 048 987 or the Call Center (064) 48 1000.
2023-11-08 11:48:59
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