Employees in the formal sector can avail themselves of payroll loans that are offered with interest rates of between 2% and 3% per month, percentages much lower than the 5% minimum of banks, said the CEO of eNomina, Gustavo Boletig.
Gustavo Boletig explained that 75% of Mexican employees face a critical situation because the day they receive the salary, they practically spend it, because they have to pay debts and recurring expenses that leaves them not only without the ability to cope with everyone, but also the leads to more debt.
This stress increases at Christmas because it is regularly time to pay debts, to reserve money for Christmas and New Year dinners, gifts for the little ones, payment of property and possession, among many others.
But many workers will have to pay all those expenses with less income. The CEO of eNómina explained that workers in the formal sector can access loans through technological platforms that give rates that are practically half that of the bank.
Therefore, in this Christmas season instead of thinking about resorting to a bank loan, workers can think about a payroll loan, which they can pay in installments and pay off with discounts from their salary, which will avoid having to go to banks, especially in the midst of the health crisis
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