In Italy the insurance sector aligns with the European directive, some subjects will only be able to pay for a few months a year.
By following the indications and guidelines imposed by Brussels, the Government has triggered a small revolution and has Article 122 of the Insurance Code has been expanded through legislative decree number 184 of 2023. Taking a quick look at the legislation it is clear that car liability insurance is mandatory “regardless of the characteristics of the vehicle, the terrain on which it is located and whether it is stationary or not” and therefore ultimately, regardless of his condition.
Car insurance, you can pay for a few months” width=”1200″ height=”800″ srcset=”https://www.giurisprudenzaunisannio.it/wp-content/uploads/2024/10/assicurazione-auto-18102024-giurisprudenzaunisannio.it_.jpg 1200w, https://www.giurisprudenzaunisannio.it/wp-content/uploads/2024/10/assicurazione-auto-18102024-giurisprudenzaunisannio.it_-300×200.jpg 300w, https://www.giurisprudenzaunisannio.it/wp-content/uploads/2024/10/assicurazione-auto-18102024-giurisprudenzaunisannio.it_-1024×683.jpg 1024w, https://www.giurisprudenzaunisannio.it/wp-content/uploads/2024/10/assicurazione-auto-18102024-giurisprudenzaunisannio.it_-768×512.jpg 768w” sizes=”(max-width: 1200px) 100vw, 1200px”/>The expansion of the art. 122 of the Insurance Code allows you to pay for car insurance for a few months – ordiniunisannio.it
However, some exceptions have been established by law. These allow taxpayers to pay reduced amounts and, in many cases, only for a few months of the year. Further exceptions are on the horizon, they should be included in a decree by the Ministry of Business and Made in Italy or by the Ministry of Infrastructure and Transport – or at least this is what has been said in the rumors circulated recently. Obviously, as in European legislation, motor vehicles also include two-wheeled vehicles.
Car and motorbike insurance, all exemptions present in the decree
Within Legislative Decree 184 of 2023 – in line with European legislation – numerous exceptions are provided regarding article 122 of the Insurance Code. The first concerns, for example, the exemption for all those vehicles that have been officially withdrawn from circulation and which will therefore have been canceled from the lists of the Public Automobile Register (the Pra) – in short, it will not be enough to simply abandon them in the garage or garden.
Legislative decree 184 of 2023 provides numerous exemptions for the payment of insurance – ordiniunisannio.it
The same goes for those about to be scrapped upon collection of the registration document and for vehicles deregistered for export. The second exemption is intended for owners of vehicles confiscated or subjected to administrative detention – use may be prohibited either temporarily or permanently. The third is aimed at owners of vehicles unsuitable for use as means of transport, such as those which have been involved in accidents or are displayed in museums and exhibitions (see exemption five).
In the fourth exception, however, we talk about the voluntary and formal suspension agreed with the insurance company. This can be extended up to ten months by giving ten days’ notice; owners of vehicles of historic interest will be able to request a break of eleven months, with just five days’ notice.
