PASSIVE LOANS 2023-
General campaign conditions
CONDITIONS
Extraordinary conditions will apply for applications and renewals of loans in Uruguayan pesos that are granted to liabilities during the campaign detailed below
Validity: The Campaign runs from 11/09/2023 to 12/29/2023 inclusive and will be attended according to the following detail:
- From 11/09/2023 to 11/15/2023
exclusively by and BROU. - From 11/16/2023 to 12/22/2023:
By eBROU, Branches (according to the last digit of the identity card), telephone and Whatsapp. - From 12/26 to 12/29 for those who have not been able to attend on the date corresponding to their digit
The attention in branches It will be carried out according to the schedule previously detailed on this site.
The telephone or WhatsApp request It is enabled for those who earn less than $30,000 nominally. The maximum capital that will be granted to clients who use this application method may not exceed $150,000 (Uruguayan pesos one hundred and fifty thousand). It is possible to request it through the Bank’s WhatsApp (24 hours a day, every day of the week) or by telephone from Monday to Friday from 10 a.m. to 7 p.m.
RATES
| MONTHS | 1 a 6 | 7 a 12 | 13 a 24 | 25 a 36 | 37 a 48 | 49 a 60 |
|---|---|---|---|---|---|---|
| Passive Segment – Campaign – standard | 24% | 27% | 28% | 29% | 30% | 31% |
| Liabilities Segment – Campaign – preferential | 23% | 26% | 27% | 28% | 29% | 30% |
| Passives Segment – Campaign – eBROU | 19% | 22% | 23% | 24% | 25% | 26% |
(1) The standard rate will be applied in branches, on WhatsApp and in telephone service to liabilities who do not receive their passivity in a Banco República account.
(2) The preferential rate will be applied in branches, on WhatsApp and in telephone service to liabilities who receive their passivity in a Banco República account.
(3)The eBROU rate will be applied to new loan applications or renewals made on the Banco República website for qualified liabilities. As a general condition, in all cases in which the debtors are rated 3 according to Bancocentralist Standards, a spread of 1.22% must be added. VAT must be added to the interest.
MAXIMUM LOAN GRANTING PERIODS ACCORDING TO THE AGE OF THE CUSTOMER
| Age | Maximum term in months |
|---|---|
| Up to 70 years | 60 |
| Up to 79 years | 48 |
| Up to 89 years | 24 |
| 90 years and more | 12 |
*Loans subject to credit approval.
2023-11-09 06:10:22
#General #campaign #conditions #BROU
