“The problem of private debt requires sustainable and realistic solutions”, emphasizes the PASOK, noting that “through the dialogue with social and scientific bodies, it has elaborated specific and documented proposals”, while characteristically adding that “these proposals have been submitted repeatedly with amendments in the Parliament, without, however, the New Democracy government supporting them or utilizing them in any way”.
As he states, “now the government’s failure to deal with this big problem, as a result of a one-dimensional policy that was focused only on the protection of banks, by selling loans, without any substantial and effective policy for the regulation of debtors’ debts , is universal. It is time for another policy to deal with the huge private debt problem, which will focus on the needs of the real economy and borrowers, households and businesses, who are facing deadlocks and great difficulties in repaying their debts. No one can stay with words anymore.”
Tomorrow (25/9), the PASoK submits to the draft law of the Ministry of National Economy and Finance entitled “New Development Program of Public Investments and supplementary provisions”, again, six amendments “that protect the minimum conditions of decent living, by restoring the protection of the main residence, restore the bargaining power of borrowers, secure their rights vis-à-vis servicers and funds, deal with injustices against debtors, and decisively improve the effectiveness of debt settlement mechanisms”.
The amendments of the PASOK
In particular, the PASOK submits:
1) The amendment for the protection of the main residence, the agricultural property and the right of preference of the borrower in the purchase of his loan.
2) The amendment for the regulation of overdue debts to the State and the insurance funds with a 30% discount for those who comply with the regulation.
3) The amendment to improve the Code of Ethics of Law 4224/2013 and the out-of-court mechanism and the provision of detailed information to the debtor on the formation of his debt
4) The amendment to protect borrowers of Swiss franc loans from extreme exchange rate fluctuations
5) The amendment for the protection of guarantors of bank loans and credits,
6) The amendment for the protection of over-indebted households that have joined a regulation by limiting the interest rate of the regulation to 2%.
“We call on the parliamentarians of all parties, including those of the New Democracy, to support the above amendments which provide a fair solution to the acute problems of private debt of households and businesses”, characteristically notes Charilaou Trikoupi.
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