In the ordinary session this Tuesday, PAN legislator Pepe Temoltzin presented an initiative with a draft decree to reform Chapter III Bis called “reverse mortgage” of the Civil Code for the Free and Sovereign State of Tlaxcala, with this legal figure, It is intended to create an income alternative that complements the pensions or retirement of the elderly, and cover the expenses of their basic needs, and with them, achieve quality of life, since some are in a state of vulnerability due to their low income or in a state of abandonment.
Before deputies, Temoltzin Martínez explained that according to data from the UNAM gazette dated January 23, 2023, it is documented that older adults are at a disadvantage due to their economic situation, due to the lack of opportunities to get a job , lack of pensions, retirements and dependence on their relatives make them in a state of vulnerability, which is why it is imperative to implement actions in favor of the elderly, so that they reach an optimal way of life, through sources of income. income.
If this initiative is approved, among the benefits that can be achieved, in addition to a new source of income, are that the ownership of the real estate will remain in favor of the owners, who will be able to use it as a room while they live or rent it with prior authorization from the creditor or pensioner, and dispose of it in a will, this type of pension will be made through a low interest rate, and no monthly payments are made.
It should be noted that this initiative represents the possibility of dignifying the elderly, and an action to reduce their state of vulnerability.
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2023-05-30 19:27:15
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