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The Covid-19 health crisis also impacted the economy, causing increases in interest rates and the extension of mortgage loans. However, to realize the purpose of owning a home, there is the option of applying for the DS-49 Subsidy, which does not require a mortgage loan.
The DS49 grant is a contribution that seeks to help the purchase of a home, delivered by the Ministry of Housing and Urbanism. It allows you to acquire or build a house without major debt.
Through the DS49 grant families can apply for their own home without the obligation to obtain a mortgage loan. The deadline to request it ends on November 30 for special conditions, a procedure that can be done online.
The benefit may be accessed by people who have prior savings, or who have land to build anywhere in the country. The idea is that it is in an urbanized sector.
Who can apply for the DS49 Subsidy in the Minvu?
Applications for the DS49 Subsidy that are currently open correspond to calls for groups in special conditions. Also the call is destined to the regions. Specifically, these are the following calls:
-Call for construction on new land in the communes of Valparaiso and Viña del Mar (access here).
-Construction on new land in Metropolitan region (access here).
-For the province of Arauco, Bio bio region (access here).
-In regions of the central zone from the country (access here).
-On new land in indicated territories, in the regions of Coquimbo, Valparaiso and the Biobio (access here).
-Collective postulation for the development of construction projects on new land (access here).
-Collective call to closed housing cooperatives for the development of construction projects on new land, in communes of the Metropolitan region and of Valparaiso (access here).
-For construction in own site, land densification and small condominium, including the assisted self-construction procedure (access here).
-Collective postulation for the development of construction projects on new land located in rextreme regions from the country (access here).
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