Non-binding request for a loan online and I do not accept it. Am I now blocked from other banks?
Hello, I currently have a loan with the Targobank and could have topped it up from August, which I wanted to do.
Now I have had a non-binding offer made online at another bank with the replacement of the Targobank loan. They have already done a preliminary test and think it could be positive. I have already received the contracts by email and after studying the contracts for a long time, I want to top up my credit at Targobank instead of completely new ones from another bank, as the Targobank terms suit me better.
Now the real question, since the bank has already done a preliminary check, it is in the Schufa, do I have no lock if I want to top up the Targobank now, because it means you shouldn’t make two inquiries in parallel?
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