Cancer has ranked first among the top ten causes of death in the country for many consecutive years. The Ministry of Health and Welfare announced that an average of one person was diagnosed with cancer every 4 minutes and 31 seconds in 2018, and the cancer clock has turned 11 seconds faster. The public should grasp the golden period of insuring, plan related risk prevention as early as possible while young, and choose products that are designed to be returned after the expiry date. The benefits are better and more secure.
Bank One and China Life jointly launched the “China Life Welfare, High-care and Anti-Cancer Term Insurance” to lower the purchase threshold and provide a monthly payment design that allows people to easily construct anti-cancer insurance according to their own budget planning, and is friendly to petty bourgeoisie groups and salaries. Transfer.
“China Life Welfare, High-care and Anti-Cancer Periodic Insurance” provides early, mild and severe cancer protection for the first time. The insurance fund uses a lump-sum payment method to make the application more flexible. Starting from the second policy year (inclusive), the insured pays 10% of the “insurance amount” for the first time the insured suffers from early or mild cancer. If it is the first time that the insured suffers from severe cancer, the insurance payment is the “insurance amount” 110%. For those who survive at the expiration of the insurance period and this contract is still valid, the maturity insurance premium is 110% of the “insurance payable”.
Take a 30-year-old male as an example, with an insured amount of 1 million yuan and a payment period of 10 years, the original annual premium is 73,900 yuan. If the first payment is made by remittance and the renewal payment is made by a financial institution, the premium is 1%. The insurance premium rate is reduced, and the actual annual insurance premium is 73,161 yuan, which is only about 6,100 yuan per month on average. From the second policy year to 55 years old, you can enjoy 100,000 yuan for initial or mild cancer Protection and 1.1 million yuan for first-time severe cancer protection. When the insurance period expires and the contract is still valid, you can receive a maturity payment of approximately 810,000 yuan, so that people can protect their health and protect their wealth.
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