Jakarta, CNBC Indonesia – The Financial Services Authority (OJK) estimates that the economy, which is expected to be negative next year, will impact online lending (pinjol). OJK Fintech Director of Regulation, Licensing and Supervision Tris Yulianta has revealed that growth in the distribution of peer-to-peer fintech funds (P2P lending) will slow down.
According to him, there will be a gap between the financing needs of micro, small and medium-sized enterprises (MIPYMES), which are still high. Even though MSMEs are the backbone of the economy in Indonesia.
Meanwhile, next year many say the pressure on the economy will be very high. He has seen a slowdown in the distribution of P2P lending funds.
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“There is no decrease, but the increase is not as fast as this year. But I am still sure it will grow because this is also the commitment of the actors to provide services,” Tris said on Thursday after the 4th Indonesia Fintech Summit 2022. (10/11/2022).
With the economic outlook ahead, Tris said fintech P2P lenders would be more selective in their capital outlay. This will slow down the growth of fund distribution.
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Meanwhile, he said OJK was fighting for a more efficient platform. This way it will be light and efficient for the community.
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“For our troubled people, credit is a problem, like lenders are restructuring and so forth,” Tris said. “But we remain optimistic that fintech can still survive and even help address economic pressures in 2023.”
Fintech has been asked not only to distribute funds. However, according to him, it can provide assistance to debtors.
“How to help in a future like this so they can get stronger or face the challenges of 2023 where the pressure is on, some say the economy is dark and so on,” he stressed.
[Gambas:Video CNBC]
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