The benefit seeks to improve the disposable income of Chaco families and clients of the entity. It is intended for individuals with bank accounts in the public and private sectors, active and passive, who receive salaries or professional fees in NBCH savings accounts.
The grace period includes personal loan lines with variable interest rates, both new operations and those that are already in force. The adhesion allows to defer for 6 months the payment of the monthly installments, contemplating both capital and interest. Those fees are then added to the end of the loan with the same conditions.
To adhere to the grace period, the client must be in a normal situation in Nuevo Banco del Chaco and in the financial system. The final maturity of the loan must be greater than six months.
Adhesion in Online Banking
For current personal loans, the management is done in NBCH24 Online Banking in the web version. One or all of the loans taken at a variable interest rate can be selected, as long as they have more than six months remaining to completion.
To subscribe to the grace period in Online Banking, enter from the official website 24.nbch.com.ar
In the “Loans” option, the client selects the lines that he wishes to adhere to the grace period and confirms by accepting the operation. You can also simulate the development of the loan with the 6-month grace option.
Membership in branches
For new personal loans, the client can opt for the grace period when making the request in branches. In these cases, the monthly payment will begin at installment 7 and the previous six installments are added to the loan extension.
Once the grace period of capital plus interest has been requested and accepted, during the following six months from the date of settlement of the operation, the client will not pay a loan fee.
Adherence is enabled until August 31 and can be done up to 24 hours before the expiration of the next installment to be debited.
debt consolidation
In addition, Nuevo Banco del Chaco facilitates with the debt consolidation operation the possibility of reducing the monthly amount of the monthly installments of loans, advances and credit cards. Includes debts contracted with NBCH and other banking, mutual and financial entities.
Debt consolidation allows you to unify debts and extend the term for up to 120 months, to reduce the percentage of affectation of the monthly income. In this way, relief is provided to the economic situation and the purchasing power of the family salary is recovered.
Debt Consolidation management is face-to-face, in branches throughout the province. The requirements are to prove assets in NBCH and the last salary receipt, ID and service receipt must be presented.
With the Grace Period and Debt Consolidation operations, Nuevo Banco del Chaco accompanies the provincial programs aimed at improving family income, reducing the percentage of salary allocation allocated to the payment of monthly installments.
Nuevo Banco del Chaco or any official entity will never request the disclosure of confidential personal information or require knowing the PIN code, Token code or home banking credentials for any management, not even to block the card. If this happens, the complaint must be made at the nearest police station, report the situation to 0800-888-5465 (Red Link) and at the bank.
2023-05-21 12:07:02
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