Jakarta –
Fraud mode on behalf of banks is rife in Indonesia. One of them is a crime bank account which is done through Social Engineering or Soceng.
This fraud mode generally utilizes social media networks or short messages to ensnare victims. For example, spreading false information on behalf of certain banks.
Ordinary people who do not know are prone to being trapped by this Soceng mode. The risk is clearly detrimental, namely losing money in the account.
So, in order to avoid account fraud, you should first identify the modes that are commonly used. The following are 4 modes of fraud using the Soceng method, quoted from the official website of the Financial Services Authority (OJK).
4 Modes of Begal Accounts with Soceng
1. Info on Changes in Bank Transfer Rates
Fraudsters pretend to be bank employees and pass on information about changes in bank transfer rates to victims. Fraudsters ask victims to fill out a form link that asks for personal data such as PIN, OTP, and password.
2. Offer to be a Priority Customer
Fraudsters offer advertising upgrades to become priority customers with a myriad of promotional seductions. Fraudsters will ask victims to provide personal data such as ATM Card Number, PIN, OTP, CVV/CVC Number, and password.
3. Fake Customer Service Account
Fake social media accounts in the name of a bank. Usually appears when a customer submits a complaint related to banking services. The perpetrator will offer assistance to resolve the complaint by directing it to the perpetrator’s fake website or asking the customer to provide their personal data.
4. Offer to Become a Laku Pandai Agent
Fraudsters offer the services of being a bank savvy agent without complicated requirements. The scammer will ask the victim to transfer some money to get the EDC machine.
That was 4 modes steal accounts using Soceng. For that, customers don’t forget, bank officers will not ask or ask for your password, PIN, MPIN, OTP, or personal data. In addition, always check the authenticity of the phone, social media account, email, and bank website used.
(fdl / fdl)
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