Every month the media write about new fraud methods. The number of fraud attempts has increased year by year over a long period of time.
The same has the sum of how much has been defrauded.
In 2023, criminals attempted to defraud DNB and their customers of NOK 1.8 billion.
– There is a rather drastic increase, says fraud expert at DNB, Sebastian Takle to VG.
Over five million
On Wednesday 28 February, a man in his 20s was sentenced for phishing fraud A form of social manipulation, where an attacker or fraudster wants to trick you into clicking on unsafe links or paying fake bills. of NOK 5.5 million.
The sentence is not final, as he has appealed the sentence.
The man was arrested at Gardermoen in February. Fraud scripts, with phrases and formulations, were discovered on the phone.
In one of the scripts, the man introduces himself as an employee of Nets, and that he is calling about information that is going astray.
SCRIPT: The script was in notes on an iPhone, but has gone through the police’s analysis tool. That’s why it looks like this. Photo: The police
“The bank has sent us a message of concern, in which we have investigated a bit. And then we see that a loan has been taken out from your card in the amount of around 50,000”, it says.
Furthermore, he offers help to sort out the problem, and here you are being defrauded.
The man also had a fraud script where he introduced himself as an employee of Santander bank. In both scripts, the man plays on the fact that a fraud attempt has been made against the person he calls.
The man in his 20s has been part of a large and international fraud environment, the police say.
Criminal environments
This agrees well with the trends, says Takle.
– Criminal gangs earn huge sums of money from fraud. There is the least chance of being caught, and the lowest penalty if they are caught. They earn significantly more from this than selling drugs and weapons.
Phishing scams have become more and more widespread. Earlier this year, fraudsters used a police officer’s number to trick people.
– It is social manipulation. And this variation with the police has become one of the most popular for fraudsters. They play on actors that people should have confidence in, such as the police and banks.
<-Sebastian Tackle
Fraud expert, DNB
The methods have become more and more advanced every year. Takle says that there is no indication that the development will slow down.
– So that the criminals do not get better, they must not be allowed to practice. Each time they try, they become a little wiser.
This goes both ways. Because while the fraudsters are getting better, Norwegians are also getting better at detecting fraud.
– It evens out a bit. As a society, we do not benefit from this running away from us, that you have players who are getting smarter and smarter, explains the expert.
On Wednesday, the Norwegian Public Roads Administration had to warn against fraud. Here is the text message that was sent out by the scammers. Photo: Screenshot
Stopped with ads
The fraudsters often say that they are from the police, Økokrim, the Norwegian Public Roads Administration, various banks or Posten.
The latter has, among other things, stopped all advertising on Facebook.
– Fake SMS and e-mail about packages that need to be picked up are a regular occurrence, Kenneth Pettersen tells VG in Posten.
On Thursday, the police in the East issued an appeal, which you can see below.
How to spot fraud
Detecting fraud has become more and more difficult. In a short time, the fraud methods have gone from an e-mail from a “prince”, to the “police” saying that someone is in your bank account.
So, how do you spot a scam?
Takle says the most important thing is to ask yourself one question:
Why are they calling you?
If you are asked to do something, the warning lights must flash immediately.
– Økokrim would never ask you to transfer your money to another account. If they say on the phone that they are from the police and ask you to transfer money, give you card details or approve something with BankID, then you hang up and call the police to find out if they want to get hold of you.
He continues:
– Otherwise, you should tell someone else about this. You can often be manipulated yourself, but others immediately realize that it is a scam. Scammers are good at getting things up close and personal, and then we lose a bit of judgement.
2024-03-03 20:16:57
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