“Gomsin” announces that it is ready to enter the field of lending to Pelone-Nano Finance. Hoping to press lower interest rates than the market, holding retail customers to cover high risks Set to start the machine to apply for a license. The flag can be released by the end of the year.
July 21, 2023 – Mr. Withai Rattanakorn, President of the Government Savings Bank, revealed that in June 2023, the bank has joined the registered capital to establish a non-banking company named Ngern Dee Co., Ltd. to conduct personal loan (P-Loan), nano-finance and Welfare loans. which if it goes as planned It is expected to be available for service by the end of 2023 and next year the bank plans to launch digital lending, which will be issued through digital systems. Or a 100% application, in which this section must request an additional license first
As for the P Loan interest rate of Ngern Dee Co., Ltd., it is expected to be around 20-23% from the current market at 25%, while Nano Finance is expected to be at 28-30% from the market at 33%. to make people more able to access credit in the system
“The main objective of nonbank companies is to compete to reduce interest rates in the unsecured loan market. to be able to provide retail credit services to cover higher risks It is a cheaper and fairer source of funds by using Alternative Data to approve loans through an application. This will make the lending process easier, ”said Withai.
2023-07-21 04:42:05
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