Every AI newsletter, the Ministry of Housing and Urban-Rural Development recently held an enterprise symposium. At the meeting, the Ministry of Housing and Urban-Rural Development stated that the next step is to further implement policies and measures such as reducing the down payment ratio and loan interest rate for the purchase of the first house, tax reduction and exemption for improved housing replacement, and personal housing loans “recognizing the house without subscribing to the loan”. Lots of attention.
Since the beginning of this year, many cities across the country have introduced regulatory policies, including Jinan, Changsha, Hangzhou, Shenzhen, Xuzhou, Xiamen, Zhengzhou, and Qingdao, which involve optimizing purchase and sale restrictions. Among them, some streets in Linping, Yuhang, and Qiantang districts of Hangzhou are included in the scope of differentiated purchase restrictions, and non-resident residents can purchase houses locally if they meet one-month social security. Changsha has relaxed restrictions on housing purchases for talents, and Hefei has increased the number of units purchased by families with elderly members and families with multiple children.
Since the beginning of this year, more than 40 cities across the country have adjusted the lower limit of the first-home loan interest rate to below 4%. According to monitoring, the average first-home loan interest rate in key cities has dropped to 3.9%. Adjusted to 3.6%, Zhengzhou, Wuxi, Yangzhou, Shenyang has dropped to 3.7%.
In addition, the issuance of housing subsidies is also one of the important means for cities to support housing consumption. According to relevant statistics, since the beginning of this year, more than 50 cities have implemented home purchase subsidy policies. (CCTV News)
2023-07-30 21:47:00
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