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New measures for payments with credit and debit cards: what changes this week | ID will not be necessary

From this Tuesday two will begin to govern fundamental changes in payments with credit, debit and prepaid cards: on the one hand, It will no longer be necessary to present ID or other document to prove identity; and also lPlastics can only be handled by the client, never by employees.. In the case of a payment in a restaurant, for example, the posnet must approach the table, instead of the waiter, remove the customer’s card.

The measure, which would be made official this Tuesday with the publication of a resolution from the Ministry of Commerce, seeks minimize cases of cardholder data theft and card fraudfor which the Ministry of Consumer Defense received around 7,000 complaints in 2023.

With the dynamics as until now, in which both the credit or debit card and the ID of a person remain in the hands of a third party, It is very easy and quick to copy or photograph the key data that later allows you to make online purchases or obtain creditsamong other crimes.

Therefore, with this new resolution, Card payments must be made in person with the client.either on the counter with a normal posnet, or you will need a recorded wirelessly —which currently not all establishments have— to bring closer to the table, in the case of a gastronomic establishment.

On this point, the Argentine Chamber of Commerce and Services warned that the implementation of the measure could delay while the locals get the necessary equipment.

In counterpoint, the Secretary of Commerce assures that there are no technological impediments to implementation, but still foresees a adaptation period of between 90 and 180 days.

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