This week, the application for credits of up to $4,000,000 was enabled for subjects registered in the Simplified Regime for Small Taxpayers (Monotribute). The big problem is that one of the requirements prevents the vast majority of monotributistas request the loan. Obviously, this restriction generated a large number of complaints.
The new loans for monotributistas make it possible to finance projects to increase production. These can only be used for the activity.
The maximum amount depends on the Monotax category of the Federal Public Revenue Administration (AFIP). It is up to $1,200 for A and B; $2,000,000 for C, D and E; and $4,000,000 for F or higher. However, it increases by 50% for those who have a positive credit history with the Argentine Guarantee Fund (Fogar).
The financing is for 24 months with a 100% guarantee from the National State. This has a very convenient interest rate.
The processing of loans for monotributistas can only be done at Bancos Nación, Ciudad, Macro and Comafi. Each entity asks interested parties to submit a request to analyze compliance with the requirements.
The big problem is that there is a restriction on access to the benefit. It is only available to those who were previously selected by the Ministry of Industry and Productive Development.
Deferral in the payment of the tax component
Monotributistas receive a deferral in the payment of the tax component for the General Resolution 5411/2023. This benefit announced by the Minister of Economy, Sergio Massa, is for those registered in categories A, B, C and D. The measure applies for 6 months, from September 2023 to February 2024.
VAT refund on monotributist purchases
Starting last Monday, VAT is refunded on monotributista purchases. This benefit is for those who use their debit card when purchasing items from the basic basket. The monthly refund limit is $18,800 per person.
2023-09-23 15:36:58
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