J & T Bank of Monday, September 11, 2023 will lower interest rates on savings accounts and time deposits. If you are considering deposits with this bank and you are not yet a client of J & T Bank, you can take advantage of the existing higher interest rates, but you must arrange the deposit no later than Friday 8 September 2023 (that is the last working day).
New interest rates for deposits in J & T Bank from 11/09/2023
Term Deposit
Deposit period Amount of deposit [Kč]
10,0000 – unlimited 3 months 5.65% 6 months 5.85% 9 months 6.15% 1 year 6.25 → 6,20 %
15 months 6.25 → 6 %
18 months 6.05 → 6 %
2 years 6.05 → 6 %
3 years 5.75 → 5,25 %
4 years 5.25 → 4,95 %
5 let
5 → 4,75 %
10 let
4,50 %
Deposit with notice period
Deposit period Amount of deposit [Kč]
0 – unlimited 33 days 5.65% 3 months 5.75%
Savings account
Notice period Deposit amount [Kč]
0 – unlimited Unlimited 5.25%
Interest rates will also fall on hybrid products that combine savings and investments.
J & T Combi (30 %)
Deposit period Amount of deposit [Kč]
0 – 4,000,000 1 year (Money) 6.70 → 6,65 %
3 years (Bond) 6.40 -> 5,70 %
3 years (Rentier) 6.40 → 5,90 %
The condition is an investment in the ratio of 30:70 (30% deposit, 70% investment) in mutual funds:
J&T MONEY CZK (6,65 % p.a.)
J&T BOND CZK (5,70 % p.a.)
J&T RENTIER CZK (5,90 % p.a.)
J & T Combi (50 %)
Deposit period Amount of deposit [Kč]
0 – 4,000,000 1 year (Money) 6.55 → 6,50 %
3 years (Bond) 6.20 → 5,55 %
3 years (Rentier) 6.20 → 5,70 %
The condition is a 50:50 investment (half deposit, half investment) in mutual funds:
J&T MONEY CZK (6,50 % p.a.)
J&T BOND CZK (5,55 % p.a.)
J&T RENTIER CZK (5,70 % p.a.)
2023-08-23 09:59:45
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