Hi I am Denny! Nice that you found your way to my finance blog!
If you have clicked on this page, you might be wondering what this blog is all about and what you can take with you here. So let’s get started right away.
What is re: think P2P loans about?
As you can already guess, this blog is about P2P lending. This is still a relatively new form of investment in which investors can achieve a decent return by financing personal loans and thus escape the current zero interest rate policy.
The chances are as high as the risks, which is why differentiated and in-depth reporting is essential. And that’s exactly what this blog stands for! At re: think P2P lending, I would like to help retail investors make the right investment decisions in the field of Investment P2P loans hold true. To do this, I analyze, among other things, the business models of the P2P platforms, question their developments, share my personal experiences and observe overarching trends from the world of crowdfunding.
How do i start
If you are new to P2P and do not know exactly how to start, there are a few basics to learn first. That’s exactly why I wrote the book “Investment P2P loans“Written. It covers almost 200 pages about the basics, risks and investment strategies for P2P loans. At Amazon there is both the paperback (11.99 euros) and the eBook (6.99 euros) to buy. If you’d rather listen than read, you can too the audiobook at Audible buy (7.95 euros, free in the trial month).
Which P2P platform suits me?
After you have familiarized yourself with the topic, you will certainly want to get started and gain your first experience. But which P2P platform do you start with? It is quite normal that you don’t see the forest for the trees at the beginning. Many financial bloggers benefit from registering with as many providers as possible and “diversifying” your investment.
But isn’t diversification a good thing? Absolutely! But it depends on the context!
At the credit level, the general rule is: the more, the better. But when it comes to diversification at the platform level, I am personally convinced of concentration versus diversification. At a Survey evaluation carried out in October 2020 the Latvian P2P platform PeerBerry, 50.6% of the investors (2,975 participants) stated that they have already lost money on fraudulent P2P platforms. What this ultimately means for the return does not need to be explained further.
On the website “P2P platforms comparison“, You will find a list of European P2P platforms on which you can currently invest. The page should serve as an orientation for you, how individual providers differ from each other. But keep in mind that it won’t be necessary to try all of them!
If you want to know which P2P platforms I personally invest in, then take a look at “my P2P portfolio“On the blog. I’m not just showing here Where I invest, but also with how much Money i’m invested.
P2P testimonials
As a further orientation for the selection of individual P2P platforms, I also have it on the blog 360 degree analyzes and experience reports published on certain P2P platforms. There are already extensive analyzes for the following P2P platforms:
Have a look!
Thanks to the network I have built up, I can identify many backgrounds that are not visible to normal private investors. But of course I don’t know and see everything by far! That’s not bad either, because a strong and independent community has now formed on Facebook, which supports each other with questions and concerns. No matter whether you are a beginner or an advanced investor. Everyone can get involved and is welcome.
If you too want to benefit from swarm intelligence, become a member of the now re: think P2P lending community on Facebook.
Incidentally, find every now and then too Offline meetings instead of. You will find out about it too via Facebook or here on the blog.
Current content on P2P loans
Nothing is as old as yesterday’s newspaper! Therefore, publish new, relevant and in-depth content on the blog every week – since January 2019. But not only that. Additionally, I also operate a YouTube channel, with more than 4,600 subscribers, which is one of the most far-reaching accounts for P2P loans internationally! Every now and then I also post videos on topics that are not covered here on the blog. This includes, for example “PROJECT 2X – My way to financial freedom“.
Gives Podcasts become more and more popular, I have also been offering an audio service for some time. The consequences can be about iTunes, Spotify and Co. are streamed.
You can find the latest news, assessments and a few insights from my private life on mine Instagram Account.
For everyone who would like to receive a weekly reminder about new content, you can also log into my newsletter enter. Here I will send you a short email to your mailbox every week (always on Sundays). There is a reference to the current post, bonus campaigns or P2P content that did not appear on my blog. If you register, you will also get access to the download area, where you can download useful tools and templates.
Any questions?
Hopefully you have now got a first overview of what to expect here. If you have any questions, either ask them in the re: think P2P lending community on Facebook or write me a personal message with your request denny[at]rethink-p2p[punkt]of. Praise, criticism and suggestions are welcome!
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