The government decided to put limits on this. Customers will soon be able to switch to a new policy with another insurance institution free of charge after one third of the term of the home loan, without this having any consequences on the interest rate.
The new rules only apply to new mortgages. The initial intention was to introduce the scheme retroactively, but that element was removed from the design after a negative advice from the National Bank.
2023-10-26 17:33:00
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