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Mortgage lenders recommended by insiders
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Overall assessment of the lender
Types of Loans Offered
Compliant, FHA, VA, Construction, Pilot Mortgages, HELOC
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Types of Loans Offered
Compliant, FHA, VA, Construction, Pilot Mortgages, HELOC
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- It offers mortgages in all 50 states of the United States and Washington, DC
- Offices in Kansas City, Missouri
- $ 750 in lender fees, including application, origination, underwriting and processing fees
- The minimum credit rating and advance indicated are for compliant mortgages
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Advantages and disadvantages
NBKC bank interest and mortgage costs
To get a quote, enter some information in NBKC rate calculatorincluding the price of the house, the amount of the down payment and the state in which your house is located.
Not all lenders charge application, subscription, processing or origination fees. However, NBKC charges a flat fee of $ 750 which covers all of these services.
NBKC Bank v Fairway Independent Mortgage Corporation
The fairway is probably more suitable if you have low or no credit. You can apply with alternative credit details, eg. B. Bills instead of providing credit score when requesting pre-approval. You may also like Fairway if you need a USDA mortgage, reverse mortgage, or home equity loan. NBKC does not offer this type of home loan.
However, NBKC has longer customer service hours and live online chat. If customer support and convenience are important to you, you might like NBKC.
NBKC bank against missile mortgage
Rocket Mortgage offers you many term options, with terms of up to eight years. The lender has been ranked by JD Power as the best lender for customer satisfaction for 11 consecutive years took second place in 2021.
NBKC may be more suitable if you are building your home as Rocket Mortgage does not offer home loans.
How NBKC Bank Mortgages Work
NBKC Bank has offices in the Kansas City area, in both Kansas and Missouri. But for the most part, it is an online mortgage lender. It lends to residents of all 50 states of the United States.
You can get the following types of home loans through NBKC:
You can refinance into a fixed or variable rate mortgage or refinance with one payment. You can also refinance your FHA or VA mortgage.
NBKC does not offer USDA mortgages, reverse mortgages, construction loans, or home equity loans. Offers HELOC, but only in the greater Kansas City area.
NBKC might be a good choice if you have a solid credit history. Some lenders allow you to apply for alternative forms of credit, such as B. Proof that you pay your bills on time when you have low or no credit. However, NBKC does require a credit check when applying for pre-approval.
To contact customer service to obtain a mortgage or refinance, call Monday through Friday 8:00 am to 7:00 pm CT. NBKC also has a live online chat feature.
Is NBKC bank reliable?
NBKC has no ongoing public scandals. The Better Business Bureau provides NBKC Bank with a A + rating. An excellent BBB score indicates that a company is honest in its advertising, transparent about its business practices, and responds effectively to customer complaints.
However, a high BBB score does not necessarily guarantee that you will have a great experience with a company. You may want to look at online reviews and ask family and friends for their opinions when choosing a mortgage lender.
NBKC Bank Loans FAQ
Is NBKC bank legal?
Yes, NBKC has an A + rating from the Better Business Bureau. It is an FDIC insured bank and a peer housing lender. As an Equal Housing Lender, NBKC is bound by certain standards regarding loan discrimination by the Department of Housing and Urban Development (HUD).
Is NBKC Bank a direct lender?
Yes, NBKC is a direct mortgage lender. This means that it makes its own home equity loans, while a mortgage broker puts you in contact with multiple lenders to find the best solution.
Mortgage and refinancing rates by state
You can view a custom mortgage or refinance rate on the NBKC website. Compare that to the rates in your state below:
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
House of the heart
Tennessee
Utah
Vermont
Virginia
Washington
Washington DC
West Virginia
Wisconsin
Wyoming
