MyInvestorthe Andbank-backed neobank, AXAEl Corte Inglés and several family offices, has reached an agreement with the firm specialized in alternative investment SegoFinance to offer factoring crowdfunding (crowdfactoring) in your product showcase. Its more than 230,000 clients will be able to obtain profitability by financing companies or public administrations by advancing the payment of invoices.
Under this agreement, MyInvestor clients can now access the SegoFactoring platform from the app or website, and contract a product whose expected net profitability is between 4% and 7.5% annually. The minimum investment is 50 euros and the term is between 1 and 6 months.
The majority of factoring operations that MyInvestor markets will have no risk of lossgiven that they will have a insurance coverage on the contributed capital. That is, the client may not receive interest but will maintain the invested capital. The insurers are Credit and Caution, Solunion, Credendo, Cesce and Coface. If a non-insured operation is offered, it will be clearly indicated during the contracting process.
For its part, SegoFinance will distribute savings and investment products from MyInvestor among their clients.
Nuria Rocamora, CEO of MyInvestor, highlights a new alliance that will allow its clients to diversify their investment portfolio with a product that is unusual in traditional banking. “We want our clients to have the best products with the best conditions, both in the universe of traditional and alternative investments, and we believe that SegoFinance is the ideal partner to offer factoring.”
Javier Villaseca, CEO of SegoFinance, considers that “this type of agreements in the Fintech ecosystem are essential to offer investors all the investment possibilities with the best advantages. Always with serious and regulated companies.”
2024-03-01 11:00:37
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