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Mozaic: The Next Stripe for Creators – GB Tech Trend

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In the creative industry, when many creators are involved in the production of one work, split payments may occur. You have to individually set up who should pay and in what proportion, which is cumbersome. That’s when “Mosaic“is.

Mozaic is a fintech startup that provides APIs and Chrome extensions for individual payments.This time, in the Series A round$20 million in fundingannounced that it had been carried out. The company originally developed B2B products for the music industry, but it seems that they pivoted to the current payment field after noting the issue of each label manually processing individual payments and confirming payment receipts. .

TechCrunch articlesAccording to , typically 3-5 creators participate in the production of a song, and the lead creator is paid immediately, followed by individual payments to other creators (referred to as collaborators in the article). It is said that it will be done. It seems that the difference in payment amount and payment timing complicates the process, and Mozaic solves these problems in one go.

Although it mainly specializes in use cases in the music industry, Mozaic seems to be aiming to expand its use cases for collaborative streaming on online video distribution platforms such as TikTok, YouTube, and Twitch, and to that end, it has developed a Chrome extension. It was said that the company plans to provide its services as a.

Speaking of Chrome extensions, three years ago we launched a service called “Honey” has been attracting attention since its large-scale exit, and the point of interest is whether Mozaic will become popular as a new use case of “payments”. In addition to video distribution, it also supports individual payments such as Substack for newsletter distribution, so it has the potential to be widely adopted by creators. In the future, we may be able to aim to establish a market position for “Stripe for creators”.

On the other hand, many startups related to individual payments and related installment payments have emerged.Social payments “Tilt” acquired by Airbnboffered a small crowdfunding service for events between friends and family, and Venmo is rapidly growing as a person-to-person money transfer platform. In response to this trend, Mozaic focused on the evolution of online platforms and the increase in global collaboration between creators, but it is believed that the payment needs required in the context of creators will continue to change, and Mozaic. I would also like to pay attention to whether other startups will follow.

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