Mortgage abanca or caixa – Mortgage Forum

Hello good morning, I have applied for a mortgage in abanca and la caixa, I have a complicated profile but they have approved it in both, it is in the validation phase. I am not able to decide, in the abanca they give me the fixed rate at 1.40 with the normal links, but my mother has to be co-owner (although not in deeds) and the box gives it to me at 1.55 but without putting to my mother. I do not know how long I can be doubting, but I do not trust that there are last minute changes. Once validated, can I still say no to any of the entities? Thanks

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