Baja California It is one of the states that more people have acquired houses through unamos credits from the Institute of National Housing Fund for Workers (Infonavit), the delegate announced, Ana Lizeth Gomez.
Let’s unite credits has been a program in which two people add up their points without having to have a legal or family relationshipwith which they can obtain a better home.
It’s about more than 11 thousand 800 credits that add up to 4 thousand 500 million pesos in homes, of which 2,700 were family members and more than 9,000 they are not, that is, they are friends, acquaintances or couples who have not married.
“Let’s unite credits has been a great solution for workers to have access to higher value housing or better conditions together with another person and to build a heritage,” he commented.
The institution considers that this new modality of credits It can work for young people, either to acquire their own home in the company of a friend or it can be used with another vision such as renting it.
“Municipalities that are more touristy, for example Rosarito or Ensenada, two friends can pool their credits to buy an apartment or house and they use it every time they go or rent it, everything is valid, people decide where to exercise their credit and with whom” .
In addition, in case you finish paying credit, The institution grants a second loan, which can be of different types such as for improvements or in conjunction with the bank.
The Infonavit It has its doors open for young people who are interested in acquiring a home or land, either individually or jointly with someone, but it seeks for people to create their heritage.
The worker must be free to analyze all the options, so that he chooses the one that best suits what interests him so that he can build his heritage, whether he sees it as a home or an investment.
“The combinations are worth it, the important thing is that they have their heritage and that they have access to better conditions together with another person who, like them, does not want to live in it either,” he concluded.
