According to a study, about 60% of the perpetrators of fraud instances aimed at significant demise coverage payments of 100 million received or far more are relatives users.
The Money Supervisory Support (FSS) reported it came up with the very same end result immediately after analyzing 31 loss of life insurance coverage situations well worth in excess of 100 million gained for 10 decades from 2012 to last yr.
As for the perpetrators of fraud aimed at substantial insurance coverage added benefits in the event of death, spouses and moms and dads represented respectively 44.1% and 11.8% of the whole and 61.8% were being household users, whilst interior associations , acquaintances and debtors accounted for 8.8% respectively.
As for the authors’ employment, 26.5% were unemployed / day staff, 23.5% housewives and 11.8% self-utilized and provider personnel.
Concerning the age of the authors, 35.5% had been 60 or more mature, 29.% in their fifties and 19.4% in their forties.
As for the process, killing with weapons or medications was the most typical with 38.7%, followed by disguise for general disasters this sort of as falls at 22.6% and disguise for website traffic mishaps these types of as car collisions at 19, 4%.
On the other hand, as regards the work of the victims, business workers and housewives represented 22.6% of the complete, whilst the tertiary sector and self-employment were respectively 16.1% and 9.7%.
The age of the victims was that of 60 yrs and above and 50 decades, equal to 29% of the whole, and the elderly were being the key targets.
The victims had 3.4 insurance plan contracts on average and much more than 5 cases represented 22.6% of the overall.
The victims paid out an regular of 620,000 winners for each thirty day period in coverage premiums and died on average inside 5 months of obtaining the insurance policies and 54.8% of the overall suffered an accident within just one particular calendar year of signing the contract.
The common total of insurance coverage paid out or claimed was 780 million gained, and these with a lot more than 1 billion gained accounted for 22.6% of the full.
The Monetary Supervisory Support (FSS) has announced that it is stepping up the investigation and detection of insurance policies fraud aimed at significant loss of life insurance plan payments by cooperating with relevant corporations by means of the “Joint Authorities Insurance plan Criminal offense Reaction Crew” .
In addition, insurance policy organizations are imposing the contract underwriting assessment by checking the loss of life insurance coverage restrict of other providers by requesting deal details from the Credit score Information and facts Services, and many others.
The Fiscal Supervision Services urged the Fiscal Supervision Company to “actively report any suspected circumstances of insurance plan fraud to the Monetary Supervision Support or to the Insurance Fraud Reporting Center”.
[사진 출처 : 연합뉴스]
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