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Millions of Americans on the verge of eviction

40 million Americans live on the verge of eviction, warns CNN. He adds that during the crisis caused by the COVID-19 epidemic, rent payments can be legally deferred until the end of the year.

Millions of Americans have lost their jobs during the epidemic – many struggle to make ends meet. Consequently, Congress voted several bailouts. In addition to direct money transfers, they also contained provisions on increasing the amounts of unemployment benefits.

Evictions would help spread the virus

The packages also provided for the suspension of evictions for some tenants, but this was in force until the end of July. Faced with the risk of mass evictions, the US Centers for Disease Control and Prevention (CDC) issued a moratorium in early September allowing rent to be deferred until the end of the year.

The government agency argues its action with an epidemic situation. Mass evictions would encourage the spread of the virus and mean millions of people would be forced to make interstate travel or live in crowded apartments or shelters.

A number of criteria must be met in order to defer the fee. It should be shown that the rent cannot be paid due to a significant drop in income or job loss due to the coronavirus. You should also prove goodwill and try to repay even part of the fees. The moratorium does not apply to people earning over 99,000. USD per year.

The tenant is required to provide the owner of the apartment with a document in which he declares that he meets the above criteria. You may be fined or even imprisoned for providing or withholding false information. The landlord may say that the document you uploaded does not meet the required conditions.

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CNN estimates that 30-40 million Americans could be at risk of evictionShutterstock

Deferment of payment

The moratorium does not mean that the rent or federal financial support for tenants is canceled, it only deferred payment. In the event of late repayment, the owners may demand additional fees – penalties or interest.

There is a provision in the model document provided by the CDC where the landlord confirms that they understand that the rent will eventually have to be paid. The owner has the right to claim it in full at the end of the moratorium. In the absence of a fee from the beginning of 2021, there is a risk of eviction.

The moratorium will delay mass evictions and provide temporary support to landlords, but, as Emily Benfer of Princeton University points out, “will not solve the rental market crisis.” – Congress must strengthen this with significant help – he reserves. Otherwise, experts estimate, there will be an unprecedented wave of evictions in the US for the winter. CNN estimates that up to 30-40 million Americans may be at risk.

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