The effects on the income of Mexicans in the face of the hit of the Covid-19 pandemic caused the population to look for loan alternatives to pay and consolidate debts, mainly from banks, reported the general director of the financing platform, Prestadero.
According to the study Why do Mexicans request credit for 2020, it is explained that 42.6% of the released credit was to consolidate debt, followed by resources for a business, with 19.84%, and home, with 14.21%.
In an interview with EL UNIVERSAL, the general director of Prestadero, Gerardo Obregón, explained that although the consolidation of debts fell slightly compared to the 2019 study, the prudence of the population also prevailed in the face of the economic situation that has derived from a decrease in income to Job’s lose.
“The impact of the pandemic caused in 2020 the average amounts requested to decrease. The men requested 60 thousand 859 pesos against 69 thousand 898 of 2019 and the women asked for 51 thousand 888 pesos against 57 thousand 322 pesos. At the same time, the average monthly income of applicants fell to 27,848 pesos in 2020 against 29,311 pesos the previous year, “the text indicates.
The firm explained that the amount released by gender was 77.8% men and 22.2% women.
The segment of the population that requested the most loans was that of singles, with 46.18%, followed by married people, with 43.98%; common law union, 9.71%, and widowers, with only 0.13%.
“If we take the Credit Bureau score as a basis, then widowers had the best score, with 615.84 points, followed by single with 611.19 points, married with 607.35 and common law union, 592.14. The median revolving credit limit (credit card) used by gender in applications in 2020 was 56% men and 47% women, ”he said.
Prestadero’s study indicates that it delivered more than 102 million 877 thousand 500 pesos in online loans in 2020.
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