Measure yourself first, this is a decent salary for Kijang Innova Zenix loans

PT Toyota Astra Motor (TAM) officially launched Toyota Kijang Innova Zenix for consumers in Indonesia, Monday (21/11/2022). These family vehicles are priced from IDR 419 million with Jakarta OTR status. Then, if you want credit, how much minimum salary consumers to be approved for leasing?

It is known that the Kijang Innova Zenix comes in two different variants namely petrol and hybrid engines. If the lowest price for the petrol variant is IDR 419 million, the hybrid variant starts at IDR 458 million.

In addition to cash, vehicles whose presence has been anticipated for some time can be purchased on credit or in monthly installments. According to the information we received from Toyota Auto2000, the Innova Zenix petrol G CVT which is the cheapest variant can be paid in installments starting from IDR 9.1 million for 60 months with a down payment of IDR 86.5 million. of IDR.

Minimum salary for Innova Zenix credit

A vendor in Bintaro, south Jakarta, said consumers who wish to repay the Kijang Innova Zenix must meet minimum wage requirements. Because otherwise, the credit application process will most likely be rejected.

“If you want Innova Zenix credit, (the consumer’s monthly salary) it’s at least three times the number of car payments per month,” the seller said when contacted by detikOto on Wednesday (11/23/2022).

This is a sign that consumers who want the lowest variant of Innova Zenix credit with the cheapest installments must have a salary or income of at least IDR 27-28 million per month. Meanwhile, to repay the cheapest type of Innova Zenix Hybrid, consumers have minimum income of IDR 30-31 million per month.

“But that can be joint income (combined income) of husband and wife,” he said.

Toyota InnovaZenix. Photo: Pradita Utama

Here detikOto summarizes the installment simulation of Innova Zenix with a DP of 20%, plus insurance all risk and floods.

Credit simulation Kijang Innova Zenix Gasoline

All New Kijang Innova Zenix 2.0 G CVT (Non Premium Color) Rp 419,000,000

TDP IDR 86,500,000

48 installments: IDR 10,384,000 (4 years)

Installment 60 times: IDR 9,169,000 (5 years)

All New Kijang Innova Zenix 2.0 G CVT (Premium Color) Rp 422,000,000

TDP IDR 89,500,000

48 installments: IDR 10,384,000 (4 years)

Installment 60 times: IDR 9,169,000 (5 years)

All New Kijang Innova Zenix 2.0 V CVT (Non Premium Color) Rp 467,000,000

TDP IDR 96,000,000

48 installments: IDR 11,572,000 (4 years)

Installment 60 times: IDR 10,218,000 (5 years)

All New Kijang Innova Zenix 2.0 V CVT (Premium Color) Rp 470,000,000

TDP IDR 99,000,000

48 installments: IDR 11,572,000 (4 years)

Installment 60 times: IDR 10,218,000 (5 years)

Grade EV hybrid

All New Kijang Innova Zenix 2.0 G HV CVT (Non Premium Color) Rp 458,000,000

TDP IDR 94,500,000

48 installments: IDR 11,349,000 (4 years)

60 installments: IDR 10,021,000 (5 years)

All New Kijang Innova Zenix 2.0 G HV CVT (Premium Color) Rp 461,000,000

TDP IDR 97,500,000

48 installments: IDR 11,349,000 (4 years)

60 installments: IDR 10,021,000 (5 years)

All New Kijang Innova Zenix 2.0 V HV CVT Modelist (Non Premium Color) Rp 532.000.000

TDP IDR 109,000,000

48 installments: IDR 13,078,000 (4 years)

Installment 60 times: IDR 11,549,000 (5 years)

All New Kijang Innova Zenix 2.0V HV CVT Modelist (Premium Color) Rp 535,000,000

TDP IDR 112,000,000

48 installments: IDR 13,078,000 (4 years)

Installment 60 times: IDR 11,549,000 (5 years)

All New Kijang Innova Zenix 2.0 Q HV CVT TSS Model Maker (Non Premium Color) Rp 611.000.000

TDP IDR 123,000,000

48 installments: IDR 14,967,000 (4 years)

60 installments: IDR 13,172,000 (5 years)

All new Kijang Innova Zenix 2.0 Q HV CVT TSS Modelist (premium color) Rp 614.000.000

TDP IDR 126,000,000

48 installments: IDR 14,967,000 (4 years)

60 installments: IDR 13,172,000 (5 years).

(sfn/rgr)