(PLO) – From a scam in Hanoi, Military Commercial Joint Stock Bank warns people to be wary of credit card offers.
The Police Investigation Agency of Son Tay Town, Hanoi is looking for victims in a case of fraudulent appropriation of property through advertising tricks to open a credit card with Military Commercial Joint Stock Bank (MBBank).
During the investigation, the police determined that Le Anh Quan, living in Son Tay town, and Dinh Manh Cuong, in Phuc Tho district, Hanoi, from January to May used many Zalo accounts. , Facebook, join associations and groups to post ads to support quick credit card opening without proof of income.
The names of these accounts can be Nguyen Dang Tai, Tai Nguyen, Thao Linh, Kieu Quynh Nhu, Nguyen Hai Yen, My My, Ho Tra My, Thuy Chi, My Tien, Hoang Thai Linh, Linh Bong, Ho Ha My.
On social networks, these two subjects pretended to be collaborators of MBBank, asking people to send photos of CCCD cards and portraits to open cards at a cost of 500,000 to 1,000,000 VND and 5% of the card limit. Credit.
If the customer expressed interest, the subjects would take a photo of the fake credit card and send it to the customer, creating trust, and then transfer the money for the card to the bank account. After receiving the money, these subjects cut off contact…
Son Tay town police determined that a group of subjects had fraudulently appropriated money from many people in many provinces and cities, so they issued a notice to find the victims to consolidate the case file.
Address to receive reports: Investigation Officer Nguyen Thanh Tung, Criminal Police Team, phone 0987448254.
Fraud process from bank explanation
Regarding this incident, Military Commercial Joint Stock Bank said that on social networks, there are a number of people impersonating MBBank employees approaching customers who need to use credit cards or need to increase card limits. credit, but because the conditions are not yet met, the bank has not issued a limit.
After connecting via Zalo/Facebook, the subject instructed people to take photos of ID cards and domestic card information (BIN 970422).
If people do not have a domestic card, the subject will instruct them to go to the MBbank App to register to issue a domestic card and take a photo of the card information – including card number, card expiration date, CVV secret code, name. client…
When people provide information, the subject continues to request financial proof to open a credit card by transferring money to a payment account. They explain that this is a deposit, after the bank grants a credit limit, the customer will be able to withdraw it…
When people fall for the trick and transfer money, the person using the card information tries to transfer this deposit amount to their personal account.
To carry out this transaction, the scammer asks people to provide an OTP code. Once the OTP code is available, the scammer will complete the transaction to appropriate the money, then block all contact with the scammed person.
Warning
Therefore, MBBank recommends that people absolutely not provide card information or OTP codes to anyone, including bank staff.
MB itself does not have any processes or procedures requiring people to provide full card information including card number, expiration date, CVV security code, OTP code as scammers do.
As a precaution, in addition to the security mentioned above, people need to regularly check balance fluctuation notifications. In case you suspect you have lost money, you should immediately contact the bank for instructions on how to resolve it.
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XUAN NGUYEN
