The incentives for purchasing a first home can also be used to purchase a second property, but not everyone knows this.
This is a great opportunity, to be exploited in the short term, above all thanks to the imminent prospect of a decrease in rates. These have begun their process of decline and therefore should soon return to figures that are certainly more suitable for buyers.
The Revenue Agency has clarified precisely this aspect to shed light on an issue that many are unaware of but which, however, has unclear contours that can easily mislead anyone who is not in the sector.
Buy a second property with first home benefits
In general, the benefits that are specific to the first property cannot also be extended to the second but if previously this orientation was very rigid, the Supreme Court instead chose to make some changes to allow citizens, under certain conditions, to be able to benefit equally.
How to use first home benefits for a second property (designmag.it)
A truly important turning point for those who want to make a second purchase. The Revenue Agency therefore, based on this variation, has chosen to clarify the points that can be used, the methods and the limits. To benefit from the benefits linked to the purchase of the first property it is necessary that the one in which one’s primary residence is is judged as unsuitable.
This can derive from different factors, for example a person buys a house and significant damage occurs during works which determines an unsuitable condition. People cannot live there or at least temporarily for something that requires work for years. When there is uninhabitability the subjects have to leave the property and therefore need a new home. The same goes for those who are in seismic areas and have had problems following the purchase with the discounts.
There are the most varied conditions, the important thing is that the unusability is certified. As long as the property is not suitable, you can proceed with the purchase of another house with the same conditions as the previous one, this is because, in that period, the taxpayer is deprived of the rights he had enjoyed for the purchase itself. So by canceling these, it is possible to proceed again.
Clearly the unusability or seizure or any related condition must be non-voluntary and not due to the owner’s choices. Earthquakes, floods, sudden events, structural problems, deficits in systems, safety problems are common cases that lead to this determination. Once the state of unusability has been determined, we can proceed.
2024-02-25 18:02:55
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