“Mastering Mortgage Negotiation: Tips for Reducing Interest Costs”

Not only the right timing, but also the negotiation of the mortgage is crucial to reduce interest costs. “Anyone who can assess their situation correctly, has an overview of the market and is practiced in negotiating has a good chance of getting the best mortgage deal,” advises Brundia. With the Saron mortgage, the interest margin can be halved. With a mortgage of CHF 1,500,000 and a difference of 0.50 percentage points, the cost savings are CHF 7,500 per year, according to Brundia. With a fixed-rate mortgage, the difference can be up to 0.80 percentage points per year.