You’d think the ‘Postponement of Execution’ team would have seen it all after fourteen seasons, but tonight they face a unique problem. After Anneke is suddenly abandoned by her husband, she is left alone with three children. When she tries to sell her house, she encounters a problem. The house turns out to be a commercial property and may therefore not just be put on the market privately. As a result, Anneke and her children are literally trapped. Will Martijn Krabbé and his team be able to get them out of this hopeless situation?
“Then the light really went out for me, and I don’t dare to look to the future”
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Anneke is still very young when she gets to know her now ex-husband through her work. The two soon get into a relationship and it doesn’t take long before Anneke moves in with him. Everything is recorded at the notary and Anneke is officially listed on the mortgage deed. The two have three children together, but when the crisis hits, disaster strikes. Her husband loses his job and starts drinking heavily. If he also disappears from one day to the next, Anneke is left alone with her children. Because she cannot afford the high housing costs on her own, she decides to put the house up for sale.
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But then Anneke makes a painful discovery. The building appears to be a commercial residence. “As a result, if you sell it now, it yields so little that you end up in financial shit anyway. Then the lights really went out for me, and I don’t dare to look to the future,” says Anneke. Broker Alex van Keulen questions the whole story. “Something is not right. He bought the house and she later came up with the mortgage deed. So there was an appraisal with a real estate agent and a notary. If it really was a commercial property at the time, it would not have been possible to finance that as a private person. Then the notary will put a stop to that. So something is not right, but I don’t know what.”
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The bottom line is that Anneke now lives illegally in her house. “Living is admittedly tolerated by the municipality, but according to the zoning plan she is not allowed to live there,” explains Alex. “Her ex-partner bought the house at the time without hindrance. Anneke joined in 2005, so when did the destination change? Before they bought it or after they bought it?” Alex goes to investigate and get a story from the municipality.
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After a phone call, Alex’s feeling turns out to be right: the bank says that if they had known at the time that the house would become a company home, they would never have provided a mortgage. “So if the professionals had done their job, the mortgage would never have come about and she wouldn’t have had these problems,” explains Alex. “So then the final conclusion as far as I’m concerned – and the municipality agrees – that it is not responsible for the situation that has arisen and should not be billed.”
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Nevertheless, the municipality first wants to conduct so-called ‘historical’ research to conclude what exactly went wrong. After months of uncertainty, Anneke finally gets an answer. The municipality has come to the conclusion that they must cooperate. “They are going to arrange that the destination is changed to a company house and then you get that you can sell it to a small entrepreneur who can also live there and run his business. If we refurbish the house a bit ourselves, we get a salable whole.”
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At the end of the episode, there turns out to be good news. Anneke has found a nice affordable rental home and her current home has been sold. “You will get out of debt free and you will also have something left over”, Alex tells her joyfully. Anneke bursts into tears as soon as she hears the good news and Martijn doesn’t keep it dry either. “It’s such a moving feeling,” he explains. “It shows how long you’ve been in that panic mode, constantly living your life with the feeling that it could collapse at any moment. I’m only now realizing how hard that must have been for you.”
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