Looking for affordable home rental or purchase options? NYC has programs and resources available to help.

Finding a cheap apartment or house can be tricky in New York City.

For this reason, the City offers some aid and support for people looking to rent or buy a home.

Lotteries, rent support, home remodeling support or even shelters are some of the options that are open to citizens.

Here is a list of some programs, what they offer and how you can apply to them.

The housing department has apartments with low-cost rents, to access them you have to participate in housing lotteries.

These are some lotteries that are open in New York:

Compass Six Residences
Available departments: 156 departments; 20 studios, 78 with one bedroom, 39 with two bedrooms and 19 with three bedrooms.
Location: 1923 W Farms Rd, Bronx, NY 10460
Income: $16,183 a 165,500
income range: $397 a $2,273
Closing of registrations: May 08, 2023
How to apply?
Can click on the following link.

The Suffolk Apartments
Available departments: 95, 32 studios, 20 with 1 bedroom, 20 with 2 bedrooms and 1 with three bedrooms.
Location: 55 Suffolk Street, New York, NY, 10002
Income: $27,738 a 165,500
income range: $756 a $2,810
Closing of registrations: April 12, 2023
How to apply?
You can review the information In the following link.

Twin Parks Terrace
Available departments: 135, 31 studios, 58 with one bedroom, 41 with two bedrooms and 5 with three bedrooms.
Location: 373 E 183rd Street, Bronx, NY 10458
Income: $22,100 a 132,400
income range: $756 a $2,161
Closing of registrations: April 11, 2023
How to apply?
You can review the information In the following link.

The Bronx Grove
Available departments: 127, 31 studios, 51 with one bedroom, 32 with two bedrooms and 13 with three bedrooms.
Location: 261 East 202 Street, Bronx, NY 10458
Income: $0 a 132,400
income range: $0 a $2,037
Closing of registrations: April 11, 2023
How to apply?

200 Montague Street Apartments
Available departments: 38 apartments: 8 studios, 18 with one bedroom, 8 with two bedrooms and 4 with three bedrooms.
Location: 200 Montague Street en Brooklyn
Income: $54,960 a $215,150
income range: $1,528 a $3,918
Closing of registrations: April 3, 2023
How to apply?
To request an application form, send a prepaid mail with your information (self-addressed envelope) to: 200 Montague Street Apartments C/O Affordable For NY INC 141 Flushing Avenue Suite #1315 Brooklyn, NY 11205
More information and how to apply online

NYCHA’s Section 8 program pays part of the rent for low- and moderate-income families who want to rent an apartment on the private market.

Typically, families will pay no more than 40% of their monthly income as part of the rent.
NYCHA pays the remainder to the property owner.

Section 8 participants must comply with all program requirements, including completing their annual certification, accommodating Housing Quality Standards inspections, allowing landlords to make necessary repairs, and complying with the terms of your lease.

The Mitchell – Lama program offers affordable rental apartments through waiting lists.
In order to apply, it is necessary to have an income of less than 74,720 per person or 220,125 dollars for a family of 8.

The waiting list for these departments is long and it can take months or years to gain access.
You can review the list of departments available at the following link.

If you have questions about the program you can dial: 212-863-6500, or send an email to Mitchell-Lama@hpd.nyc.gov .

The Center for New York Neighborhoods has help available for people who already have a home and are behind on their payments.

Through counseling and support, this program helps people who are at risk of losing their home due to home loan debt.

He also provides advice to people who are already facing foreclosure.

The program called HomeFirst is intended for all those who are looking to buy a house or condo for the first time. and who meet certain requirements can access an interest-free loan.

This loan applies to the purchase of a house or apartment with up to 4 rooms.

The loan will be with 0% interest and payable in 10 years for those under $40,000 and up to 15 years for those with a larger amount.

Individuals or families must meet certain requirements as