Loan rates are growing, but deposit rates are not following – where is the difference?

Euribor rates have grown rapidly since the middle of last year, significantly increasing borrowers’ payments. As these rates grow, the deposit rates that banks pay to customers should logically also increase, but when looking at the offers of credit institutions, you can see that for some the deposit rate does not even reach 1% per year, which means that when investing 1000 euros per year, the depositor for this the amount will only be a few euros.

“Delfi Bizness” portal explains why and where is the difference between received loan payments and interest paid to depositors.