MOTOR Plus-online.com – Hooray good news as well as happy for those who need an injection of fresh funds.
Loans Rp. 100 million per person from the government, is seeking to submit it through 3 government banks or Himbara, namely BRI, BNI and Mandiri.
Loans without collateral this is an additional business capital so that it can grow.
The three banks are distributors loans without collateral in the program WHEN (People’s Business Credit).
Also Read: Quickly Take it at BRI Bank 19,500 Citizens Get Government Assistance IDR 10 Million Per Person
Also Read: BRI Online Loans Can Be Liquid Only Fill in the application from a cellphone and have a KTP
KUR for business actors or UMKM has an enlarged ceiling, originally at Rp. 50 million, now it has become Rp. 100 million per person.
Coordinating Minister for Economic Affairs Airlangga Hartarto stated that the KUR ceiling without collateral was increased to Rp. 100 million from Rp. 50 million.
The adjustment of the KUR amount was made because the President of the Republic of Indonesia, Joko Widodo, asked that the portion of UMKM financing be able to reach a level of more than 30 percent by 2024.
As for now, the portion of MSME financing is at the level of 18 percent – 20 percent.
Also Read: Unsecured loans of IDR 50 million for liquid BRI banks, the terms and methods are easy
“The President asks that a bigger challenge be given so that there is an increase in leaps and bounds, so that the President gives direction for MSME credit, the target in 2024 is more than 30 percent,” said Airlangga in a virtual conference after the Limited Meeting (Ratas), Monday (5/4). / 2021).
Not only unsecured KUR, MSME credit with a ceiling of between Rp. 500 million to Rp. 10 billion was also increased to Rp. 20 billion.
Airlangga said that the President asked for the KUR interest, whose ceiling was increased, to remain competitive.
For this reason, his party will meet internally to discuss various programs that can make the KUR interest rate less burdensome.
Also Read: The conditions are easy, BNI offers loans without collateral totaling IDR 32 trillion, Bro
“The President asked for a competitive interest rate in the range of 6 percent. Of course there will be additions to be discussed internally,” he said.
The options include making the guarantee program through Askrindo and Jamkrindo bigger, providing KUR interest subsidies outside the PEN program with a total of around Rp. 10 trillion per year, as well as accelerating the realization of the PEN budget.
“And if there is an additional budget needed, which is now allocated such as (subsidies) KUR 3 percent to 3 months, MSME credit with subsidies until June, the funds prepared are around Rp. 7 trillion. Of course there will be additions,” said Airlangga.
Meanwhile, the Minister of Cooperatives and SMEs Teten Masduki hopes that the additional portion of credit for micro-businesses will encourage MSMEs to graduate faster.
Also Read: Prepare your KTP There is an unsecured loan of IDR 50 million from BRI, apply online
“So we hope that with this change and the policy of the financing budget, more and more micro-businesses can become small, small to medium-sized enterprises, and so on,” he concluded.
Meanwhile in 2020, the realization of KUR will reach Rp. 198.53 trillion or 104 percent exceeding the target.
KUR consists of micro business loans under Rp. 10 billion with a distribution of Rp. 8.49 trillion for 2.4 million customers.
The largest KUR is credit between Rp. 10 million to Rp. 50 million with a total of Rp. 128 trillion to 3.6 million customers.
Meanwhile, large amounts of credit between Rp. 50 million and Rp. 500 million reached Rp. 59 trillion.
This article has been published on Kompas.com with the title: Unsecured KUR Ceiling Will Increase To Rp. 100 Million, Interest 6 Percent.
– .
