KOMPAS.com – Interbank transfer fee now getting lower. If before The fee for sending money to a different bank account is generally IDR 6,500, now starting to be charged only IDR 2,500.
The Rp 2,500 interbank transfer fee applies to banks that have joined BI-FAST. For information, BI-FAST is a payment system infrastructure provided by Bank Indonesia.
This financial system can be accessed through applications provided by the payment system industry to facilitate retail payment transactions for the public.
Thus, BI-FAST is not a separate application, but will appear when a customer makes a transfer via email mobile banking, internet banking at banks that have implemented BI-FAST.
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The implementation of BI-FAST by banks to their customers will be carried out in stages in accordance with the bank’s plan in preparing payment channels for their respective customers.
When it was just introduced or in the early stages, there were 21 banks that provided BI-FAST transfer services. The maximum nominal limit for transfers using BI-FAST is IDR 250 million per transaction.
The transfer fee using BI-FAST is a maximum of IDR 2,500 per transfer. However, banks or participants can charge the same or lower fees.
If the participant has implemented BI-FAST, then you can choose the BI-FAST service as an option when making a transaction so that you can get a fund transfer transaction rate of IDR 2,500.
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However, in the early stages, new services are available in mobile banking, internet banking, tellers. The provision of BI-FAST services by participating banks will be carried out in stages according to the plans of each participant.
This service aims to realize a simple payment system service (Fast, Easy, Cheap, Safe, Reliable).
Some of the advantages of using BI-FAST are as follows:
- Real time 24/7 at customer and bank level
- Practical because it only uses a cellphone number and email as an alternative account number
- Various payment channels, namely through mobile banking, internet banking, counters or tellers
- Safe because it is equipped with Anti-Money Laundering and Counter-Terrorism Financing features
- Automatic notification to customers
The following is a list of 42 banks that have joined the latest BI-FAST as quoted from: Compass TV:
- State Savings Bank
- UUS State Savings Bank
- DBS Bank Indonesia
- Gem Bank
- UUS Permata Bank
- Mandiri Bank
- Bank Danamon Indonesia
- Bank Danamon Indonesia UUS
- CIMB Niaga Bank
- Bank CIMB Niaga UUS
- Bank Central Asia
- Bank UOB Indonesia
- Mega Bank
- Bank Negara Indonesia
- Indonesian Islamic Bank
- Bank Rakyat Indonesia
- Bank OCBC NISP
- Sinarmas Bank
- Bank Citibank NA
- Bank BCA Syariah
- Bank Woori Brothers Indonesia
- KSEI (PT Kustodian Sentral Efek Indonesia)
- Bank HSBC Indonesia
- BPD West Java & Banten
- Pan Indonesia Bank
- Bank Multi Art Sentosa
- Bank Sinarmas Sharia Business Unit
- Maspion Bank Indonesia
- BPD Bali
- BCA Digital Bank
- Sampoerna Friends Bank
- Hello Bank Indonesia
- Central Java BPD
- BPD Central Java Sharia Business Unit
- Bank Mandiri Taspen
- Bank Papua
- Bank National Nobu
- Bank Ganesha
- KEB Hana Bank Indonesia
- Bank Mestika Dharma
- BPD East Java
- BPD East Java Sharia Business Unit
- BPD NTT.
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