The contract is now closed to marketing. However, we continue to promote it to our customers. It of course remains open to management.
You can make payments and arbitrations from your customer access.
Contract insured by Suravenir, a subsidiary of Crédit Mutuelle.
Discover our range of life insurance contracts.
Pour what you want, when you want
Reduced fees
Initial payment within the framework of free management
Down payment fee
0 %
Minimum amount for free management
500 €
Minimum par support
250 €
Value date
D + 2 working days
Free payments
Free payment fees
0 %
They raise the least
100 €
Minimum par support
25 €
Value date
D + 2 working days
Scheduled payments
Scheduled Payout Fees
0 %
They raise the least
50 €/month
150 €/quarter
300 €/semester
600 €/an
Minimum par support
25 €
Value date
D + 1 working day
Arbitrations
Arbitration fees
0 %
They raise the least
50 €
Minimum to be left per support after arbitration
25 €
Value date
D + 1 working day
Advance
They raise the least
1 000 €
Maximum amount
60% of the outstanding amount
Interest rate
Average TME (Average State Borrowing Rate) over the last 6 months of the year + 2%
Revaluation rate of the best performing euro fund +1%
Partial buyout
Minimum amount €100 Minimum to be left by a support
25 €
Minimum to leave on the contract
500 €
Scheduled partial buyout
Minimum amount on the contract
1 000 €
Periodicity
Monthly
Quarterly
Semi-annual
Annual
Total redemption
Possible at any time
2 Funds in euros with guaranteed capital
Suravenir Yield 2
Return on the Euro Infra Security Fund:
Rate of return
2022
2023
1,80 %
2,20 % (1)
Suravenir Opportunities 2
Fund performance in euros Security Fund in Euro:
Rate of return
2022
2023
2,10 %
2,50 % (2)
Unlike funds in euros with guaranteed capital (gross of management fees), Units of Account (SICAV, FCP, SCPI, SCI, OPCI, EMTN, Trackers, Titles Vifs, FCPR, etc.) as well as support in shares of provision of diversification do not guarantee the paid-up capital and are subject to upward and downward fluctuations in the financial and real estate markets. The insurer commits to the number of Account Units as well as the diversification provision shares and not to their value which it does not guarantee. Past performance is no guarantee of future performance and is not constant over time. We therefore recommend that you read the regulatory documents (prospectus, DICI, DIS, etc.) before making any investment decision.
Certain media (notably SCPI, SCI, OPCI, ETF, shares) have specific fees as part of your contract. They are specified in the amendments, special annexes or general conditions of your contract.
The documents :
Key information document
(1) 2023 return of the Suravenir Rendement 2 fund net of annual management fees, excluding tax and social security deductions and excluding possible costs under the death guarantee taken out. Past returns are no guarantee of future returns.
(2) 2023 return of the Suravenir Opportunities 2 fund, net of annual management fees, excluding tax and social security deductions and excluding possible costs under the death guarantee taken out. Past returns are no guarantee of future returns.
2024-02-13 08:32:34
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