Call (800) 863-5312 to speak with a Tucson personal injury lawyer for free
After you’ve been in an accident, you may wonder if an insurance company can limit or prevent the type of medical treatment you receive. The short answer to that question is no. You have the right to receive all the appropriate medical care you want.
An insurance company cannot make medical decisions for you. By trying to limit your medical treatments, the insurance company is only trying to reduce its own costs. Instead of allowing the insurance company to dictate your medical decisions, you should consult with your doctor and do what is best for your health from now on.
After an accident, it is important that you know all of your legal rights. Call Zinda Law Group today at (800) 863-5312 for a free consultation with an experienced Tucson injury attorney.
Use your own health insurance
Often, people injured in an accident will pay out of pocket for medical care, assuming they will be reimbursed by the other person’s insurance company. Do not do this.
When your own insurance company finds out that the other party was responsible for your injuries, they will seek reimbursement from the other insurance company. They have more resources and experience than you do, so you should take advantage of the insurance you pay for and allow your insurance company to seek reimbursement for any costs they cover on your behalf.
If your own health insurance company refuses to cover a procedure, you may want to consider speaking with an attorney before deciding on a course of action to determine if the proposed procedure is likely to be covered by future compensation.
Your own health insurance company may be denying coverage because they believe the procedure is not medically necessary. However, the other party’s insurance company cannot do this. They cannot come between you and the treatment recommended by your doctor. If they choose not to pay, they will be forced to defend that decision in court.
Is the Insurer Obliged to Pay?
Although an insurance company can’t stop you from getting the medical care you want, they are not required to pay for every imaginable procedure. Often, decisions about medical care are made shortly after an accident, before your injury claim has actually begun. After you are injured and seek medical attention, you will try to include the bills from the hospital and doctors in the settlement package that the insurance company offers.
As always, the insurance company is a business and will try to settle the claim for the least amount possible. Assuming you have $10,000 in medical bills, they may only be willing to pay $5,000. By working with a lawyer, you can offer proof that the value of the claim is much higher. Alternatively, your lawyer can work with the hospital or doctor to accept the $5,000 as payment in full for the care provided.
Our Tucson Accident Lawyers Can Help
If an insurance company is trying to get between you and the medical care you want, contact an attorney immediately. A qualified attorney will evaluate your claim and help you seek reimbursement for your health care costs.
Call Zinda Law Group today at (800) 863-5312 for your free consultation with a Tucson personal injury lawyer. Meetings with attorneys are by appointment only.
2023-08-25 03:46:19
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