Kindergarten teacher in Malang was terrorized by 24 borrowing debt collectors, debt of Rp. 40 million, almost committed suicide page all

POOR, KOMPAS.com – A female teacher at a kindergarten (TK) in Kota Poor with the initials S (40) entangled in a loan online (loan) up to around IDR 40 million on 24 application.

S had had the intention of committing suicide due to being terrorized by debt collector of the loan application.

In his written statement, S was forced to borrow money in the loan application online for the need to pay for college. S college as a requirement to be able to continue teaching in the kindergarten where he teaches. In that kindergarten, S has been teaching for 13 years.

“I borrowed the beginning of the story online is due to the need to pay tuition fees at a university in Malang, amounting to Rp. 2,500,000 because indeed from the demands of the institution where I teach, I must have an S1 diploma, “he said in a written statement received. Kompas.com, Monday (17/5/2021) night.

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“The last condition was Rp. 400,000 a month. Having taught for 13 years, I do not know what level of increase in salary. But, the last condition before being fired was Rp. 400,000 a month,” said Slamet Yuono, attorney S from Law Office 99 and Rekan.

S then got caught up in a number of loan applications online because to pay for the previous loan, he was forced to borrow on the application online another. Until finally S borrowed in 24 loans online with a value of around Rp. 40 million.

Slamet Yuono said that this case stems from S’s ignorance of the loan online.

Because, a lot of loans online illegal which in practice is detrimental to the borrower.

“He doesn’t know it’s a loan online it is legal, some is illegal. He does not know. Anyway, when you see it on your cellphone, there is a loan application online, can be-download and they say the conditions are easy. There is a KTP, photo selfie, the account, immediately disbursed, “he said when contacted by telephone, Monday (17/5/2021) night.

After being traced, the loan application online many of those used by S were illegal. Slamet said, from 24 loan applications online used by S, as many as 19 applications were loans online illegal. Only five applications are legal and registered with the Financial Services Authority (OJK).

“From 24 loans (loans online), we will see, it turns out that there are five legal ones and 19 illegal ones, “he said.

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A total of 19 loan applications online This illegal billing model disturbed S’s psychology, causing suicidal thoughts to occur. Different from the loan collection model online legal which is still within reasonable limits.

“Of the five legal ones, let’s say that the billing is still standard, not too hurtful or frightening. However, out of the 19 illegal loan bills, they are charged in language that is painful, even to their life,” he explained.

S was at the lowest point and had the intention of committing suicide after being terrorized by a number debt collector around November 2020. S was then again optimistic about facing his case after receiving support from people around him and receiving legal assistance.

“That (had wanted to commit suicide) around November 2020 before my contact,” said Slamet Yuono.

His party has sent a letter to the Investment Alert Task Force related to the case and will send another letter to ask about the progress of the case.

“We sent a letter to the Investment Alert Task Force, the office is here at the central OJK. The victim made the report, a copy to the Chairman of the OJK and the Chief of Police that this is true. Next week we will send another letter to the Task Force. How is the follow up regarding the letter. we were the first, “he explained.

Fired as a teacher

Meanwhile, S was fired as a teacher since November 5, 2020 due to this case.

Initially, S told his fellow teachers with a purpose if any debt collector who contact to be ignored.

However, the school who knew about the case decided to fire S.

“He conveyed it to his teacher in kindergarten so that if there was one debt collector contact is allowed. Eventually the school knew, the foundation knew and was called, fired. So he didn’t get protection from where he worked as a teacher, but he was fired immediately, “he said.

Slamet Yuono admitted to handling this case on a pro bono basis, or free of charge as a lesson for loan application providers online illegal. In addition, S who became the victim was the teacher of her child while attending the kindergarten where S taught.

There has been no information from the foundation which oversees the kindergarten regarding S.

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