Jakarta –
The Financial Services Authority (OJK) has just launched an application or website smear it namely idebku.ojk.go.id, which can be used by the public to check their credit records. You can access the site anywhere, anytime and use a smartphone or laptop.
Not only for the public, the site can also be used by financial companies to banks that buy loans or credits.
OJK Deputy Commissioner for Information Systems and Finance, IB Aditya Jayaantara, said the app or site will provide information and services to the public. So, for people who want to check their credit records, they can just go through this site and the information will be integrated into the user’s email.
“So this application is the same as the OJK website as the consumer protection portal (APPK) application, its nature is to help the public get information and ask questions and so on,” he said at the virtual launch by OJK idebku, Tuesday (8/11/2022).
Aditya also said that through this site, the public and businesses can access the debtor’s credit registration data without queuing up. Meanwhile, financial firms usually have to queue because daily access to BI or SLIK control has a limited share.
“Our SLIK is served via the ojk.go.id consumer application at the headquarters or regional office. I have received reports from friends that the waiting list is quite long, so friends cooperate according to the directions for provide this idebku infrastructure, “He said.
The benefits of the site for the OJK will speed up the process of verifying debtor information requests (Idebs) by the public. This is made easier because the site is already integrated with population data in Population and Marital Status (Dukcapil).
“Of smear it there is a function to check the population entered by the community with population data. Hence, the inspection process so that I can also use it in my idebku system, “she said.
Companies that can benefit from public credit record information have also been listed on the site. Aditya said more than 2,000 financial services industries could use it.
“Our data details 94 commercial banks, 33 Sharia Commercial Banks (BUS) and Sharia Business Units. Then there are 1,400 BPR, 167 BPRS, 152 financial companies, 33 Sharia. 18 venture capital companies and then 118 venture capital companies. Stockbroking. So that’s all you can benefit from this idebku application, “he explained.
On the same occasion, the managing director of banking supervision, Dian Ediana RAE, explained that the IDEBku application or website is very important because access to information related to SLIK is very necessary for credit companies. Public credit record information is very vital for lenders.
“From the bank, I heard that there were 2,000 financial institutions participating in this SLIK. This shows that the need for financial institutions is very significant. In addition to that, debtors or potential debtors can access the IDIB directly,” he said. .
For your information, this idebku is different from BI Checking and Financial Information Service System or SLIK. BI Checking and SLIK usually contain information about the debtor’s credit registration data that can be accessed by credit granting companies.
Meanwhile, the general public can log into idebku to check their credit records. Therefore, even credit companies can access directly without having to go to the OJK office.
App or site smear it it can be accessed using the link idebku.ojk.go.id. The site is accessible from smartphone to laptop or computer as long as it is connected to the Internet.
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