Quick, short-term loans with the house bank?
Self-employed people, tradespeople and small companies usually have a long and good relationship with their house bank. The fact is, however, that the house bank is not the right contact for short-term and time-critical loan solutions. Often one does not want to overstrain the trust of the house bank by having to reveal liquidity problems or general problems in the course of business.
Positive message: With the new FinTech applications there are alternatives to the house bank. Especially when fast, unbureaucratic loan solutions are required!
iwoca stands for short-term, fast and unbureaucratic loans
The FinTech company iwoca is fully open Specialized in short-term, fast and unbureaucratic loan solutions. Thanks to its innovative technology for creditworthiness analysis and the Cooperation with the Fibor Bank is iwoca able to quickly and easily short-term Granting loans, for example, to provide liquidity or to buy preliminary products.
Iwoca conditions at a glance:
- Credit lines from € 1,000 to € 200,000
- Loans for SMEs as well as freelancers, freelancers, traders & self-employed
- Realistic credit opportunities even if conventional banks have already declined
- Loan applications are completed online and paperless within a few minutes
- Loan decision and payment can be made within 24 hours
- Non-binding & free financing offer
- Terms of up to 12 months
Requirements for iwoca loans in Germany:
- Annual sales from € 10,000
- All legal forms permitted
- At least four months of operational activity
- Company registered in Germany
Important: The acceptance criteria are much less strict than in conventional banking. Additional securities are not required.
iwoca is the ideal partner for short-term financing solutions as bridging financing, bridging loans and for solving problems of unforeseen financing bottlenecks or liquidity gaps.
iwoca with top ratings on TrustPilot
Regarding the evaluation of the customer service or the entire offer TrustPilot there are currently over 250 reviews from verified customers with an overall rating of 9.5 out of 10. The simple processing of the loan request is emphasized particularly often and positively:
“Easy to use internet portal, easy uploading of the necessary documents, nice, personable, competent telephone contact, fast processing, gladly again …”
The speed of processing, which is of enormous importance in the case of time-critical financing problems, is also praiseworthy:
“I’m excited! Uncomplicated application, everything online without annoying paperwork – plus friendly and competent contact persons who can be reached at any time! And everything was done in 14 days … Other banks like to need 6 months for this … Highly recommended! Thank you!!”
Over 89 percent of the ratings currently have 5 out of 5 stars.
Note: iwoca is a partner of the finance portal COMPEON. Iwoca online application is made via the COMPEON platform
*) Online application is made via the COMPEON platform.
Self-employed, freelancers, small businesses and tradespeople should know …
- The one offered by COMPEON Digital corporate loan meets the requirements for fast lending to bridge funding bottlenecks: a loan approval of 100,000 euros within just 24 hours, a maximum of 750,000 euros within 48 hours. Furthermore under: COMPEON also for quick credit solutions within 24 hours!
- Financing is possible with money from the state even without repayment: More on this under: How self-employed, founders and small companies receive money from the state without repayment!
- COMPEON facilitates the financing of start-ups and start-ups. More on this under: Start-up financing for the self-employed, founders and entrepreneurs
- With the finance portal COMPEON you can save up to 30% interest on commercial real estate financing!
- Company leasing is a suitable alternative to normal company loans if no equity capital is available or otherwise tied up or if the credit lines should not be further encumbered.
- With COMPEON, SMEs and the self-employed can order and compare other tailor-made financial products online in addition to company loans: project finance, company leasing, current account loans, investment loans, bridging loans, …
- Before you go to the bank or the Internet for a loan, you should find out about the Credit requirements inform in detail! This will save you unnecessary frustration and false hopes.
- One financially strong guarantor increases your chances of getting a loan!
- If you cannot find a guarantor, a Credit insurance be useful as additional security!
Everything else on the topic Loans for the self-employed, freelancers, founders, entrepreneurs, tradespeople and small businesses find loan seekers in our practice guide Self-employed loan.
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